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Instead of bailing out the financial institutions, why not use the bailout money to bail out the American people. The bail out money divided out to the American people could be taxed so as to save government. Even with the tax, the American people would have enough to pay off mortages which would save the financial institutions. I think a more serious look, outside the box, at other options should be given. Private citizens are the ones who's taxes support the government and the financial institutions why not bail us out and in turn this would bail out America.