This fictitious horror story about a couple who was misled about their benefit collection strategy is a cautionary tale. Continue reading
By Larry Kotlikoff After you reach full retirement age, you can suspend your benefits and restart them at a higher value any time through age 70. Photo courtesy of Jim McGuire via Getty Images. Larry Kotlikoff’s Social Security original 34 … Continue reading
While, under certain circumstances, you can receive all of your suspended retirement benefits in one lump sum, it’s not necessarily a good idea if you’ve got survivors to think about. Photo courtesy of Flickr user dumbeast.
Not understanding what you’re inputting to an online Social Security benefit calculator could result in a wildly inaccurate benefit estimate. Photo courtesy of Kick Images via Getty Images.
Rumors about Social Security policies abound; it’s important to consult the Social Security Administration, especially their technical experts, about your specific circumstances. Photo courtesy of Tetra Images.
Members of Generations X and Y have important Social Security decisions to consider — now. When and which benefits their parents and grandparents collect is just as much their concern. Photo courtesy of Lyza Danger.
Social Security cites misguided “privacy” restrictions, Larry Kotlikoff argues, for not sharing information about former spouses’ earnings records with surviving and ex-spouses. Photo courtesy of Flickr user João Ferreira.
By Larry Kotlikoff Social Security cites misguided “privacy” restrictions, Larry Kotlikoff argues, for not sharing information about former spouses’ earnings records with surviving and ex-spouses. Photo courtesy of Flickr user João Ferreira. Larry Kotlikoff’s Social Security original 34 “secrets”, his … Continue reading
You can’t always trust advice over the phone from Social Security’s advisers. Ask to speak to a technical expert, advises Larry Kotlikoff, to be sure you’re getting the correct information. Photo courtesy of JC Kole.
Even if you’ve been divorced for years, you may still benefit from a divorcée spousal benefit from your ex’s work record. Social Security expert Larry Kotlikoff explains when and how to cross that path. Photo courtesy of Flickr user Luis … Continue reading