“An investment in knowledge pays the best interest.”
- Benjamin Franklin
In this column, “A Wealth of Knowledge,” Michelle Singletary answers your basic personal finance questions every week. Put yourself on the road to wealth by seeking answers to financial questions that you don’t know.
Are the promises from that debt management agency too good to be true? Find out in Michelle Singletary’s latest post.
What are futures? And are they a good investment? Michelle Singletary demystifies the complex futures market.
Consolidation or debt repayment plan? Michelle Singletary gives you the skinny on credit counseling.
Are debts that have been sold still collectible? Get expert advice from Michelle Singletary.
What happens to your credit score when you negotiate a debt payment plan with your credit card company? Michelle Singletary answers that question and offers a Plan B when the creditor won’t budge.
Where should you begin when investing in the stock market? Get expert advice from Michelle Singletary.
Is that debt consolidation company ripping you off? Personal finance expert Michelle Singletary tells you what to look out for.
How much money will you need to retire comfortably? Personal finance expert Michelle Singletary shows you how to “run the numbers.”
Personal finance expert Michelle Singletary offers tips for improving your scores and finding a good interest rate when refinancing.
Should you keep taking out education loans if the employment outlook for your field is bleak? Get expert advice from Michelle Singletary.
When it comes to retirement planning, says personal finance expert Michelle Singletary, the best asset is time. Find out how to use it wisely.
Buying a timeshare is easy. Selling one can be a huge headache. But personal finance expert Michelle Singletary tells you how to sell your timeshare while avoiding common scams.
Is it possible to get a loan while in bankruptcy? If so, should you? Get expert advice from Michelle Singletary.
Dealing with debt, unemployment, unreliable transportation and health issues? Michelle Singletary offers tips for getting a life plan.
Filed for bankruptcy? Our financial expert, Michelle Singletary, tells you how to rebuild your credit and savings.
Our financial expert, Michelle Singletary, offers tips for securing reduced payments or a forbearance.
Can overdue child support payments impact your credit? Get expert advice from Michelle Singletary.
Our financial expert, Michelle Singletary, tells you how to lower the interest rate on your auto loan.
Our financial expert, Michelle Singletary, offers tips for monitoring, consolidating and reducing school loan debt.
Our financial expert, Michelle Singletary, explains why a payday loan is one of the worst ways to borrow money.
Sending your child to college? Personal finance expert Michelle Singletary shares the top three mistakes parents make when financing their child’s college education.
Q: I’ve paid off all my old debt, and my debt-to-income ratio is under 10%. Most of my old debt was bad debt that was in collection or almost written off. It’s been a year, and my credit score still hasn’t budged at all. What can I do to bring up my score, now that [...]
Q: Three years ago, I was involved in a traffic accident and was taken to the emergency room. A few months later, the hospital billed me for $35,000. I gave them my insurance information, but they never billed them. The insurance company now says it’s too late for them to pay. I plan to buy [...]
Q: What is the best course of action, after successfully completing a bankruptcy, to begin rebuilding/re-establishing credit? Longview, TX A: Pay your bills on time. Seriously, it’s really that simple. The best way to improve your credit is to pay your bills on time all the time. Time will be your greatest friend. As you [...]
Q: I need help getting my credit report without paying for it. I also need help fixing my credit. Dracut, MA A: By law, getting your credit report for free is your right. The Fair Credit Reporting Act was amended to open up the credit monitoring process by forcing each bureau to provide all its [...]