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Real Stories - Chapter 1

Realizing that young adults donít receive enough fundamental knowledge about finances at school or at home, music mogul Russell Simmons co-founded the Hip Hop Summit Action Network, which puts on the Get Your Money Right seminar on personal finance. At the summit in Atlanta, Georgia, Hip Hop stars and music industry professionals share the life lessons they learned with an engaged audience.

Russell Simmons

Russell Simmons started his career hustling hip-hop music in Queens, New York. Today, he's a multimillionaire media mogul sharing the wealth of his experience through his Get Your Money Right seminars.

What the Experts Say

"You always heard, don't sweat the small stuff. But when it comes to your money - you have to sweat the small stuff."

Michelle Singletary, The Washington Post


"The good news for a lot of young people who are starting out is that it actually isn't all that complicated to get your finances in order."

Beth Kobliner, Financial Author


"There is never going to be a good time to get started on your financial life. So you might as well get started today."

Peter Bielagus, Financial Expert

Did you know?

  • The average debt for 22 to 29 year olds is $16,120.
  • Roughly 48% of young adults worry about making ends meet.
  • Income has declined for 25 to 34 year olds for nearly a decade.

Alternative content

Tools & Resources

What is Financial Literacy?

Learn why financial literacy is more than balancing checkbooks and comparing prices.

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Expert Advice: Setting Financial Priorities

Tips for prioritizing your financial life and helping you prosper.

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Expert Advice: Getting Started &
Staying Organized

Learn how easy it is to get your finances in order.

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Hip Hop Summit Action Network

Learn more about the Hip Hop Summit Action Network and its Get Your Money Right event.

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Get Your Money Right

Check out the Get Your Money Right workbook for helpful tips and worksheets from the Hip Hop Summit Action Network.

Check it out (42MB)

Get Your Money Right - Spanish Edition

The Get Your Money Right workbook Spanish Edition has tips and worksheets from the Hip Hop Summit Action Network.

Check it out (49MB)

Classroom Ideas: Chapter 1

Find fun activities that help your students think about financial freedom and cultural perceptions of money.

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Words to Know: Chapter 1

Learn how to talk dollars and cents with this list of financial terms.

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Young Money Magazine: Special Edition Guide from Your Life, Your Money

See how Russell Simmons, the godfather of hip-hop, gives back at the Get Your Money Right seminar.

Check it out

Take Action

Now is the time to take charge of your personal finances. Here are three easy things to remember:

  1. Start with small steps.
  2. Start when you're young.
  3. It's your life and your money.