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$title = "Get Insured - Your Life Your Money | PBS"; 
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$keywords = "Your Life Your Money, finance, financial questions, money, budgeting, insurance, financial experts, financial resource, money resource, banking, credit, credit questions, insurance questions, self employment, videos, real people real questions, real stories, financial advisor, financial advise, insurance, get insured, types of insurance, calculators, benefits";
$description = "Rochelle James had to grow up quickly. Needing to financially support both her new child and her little sister, Rochelle could have faced her challenge or crumbled underneath it. Fortunately, she joined the Nontraditional Employment for Women and earned a coveted union position as an electrician. While Rochelle managed to acquire health insurance, many young adults are not as lucky. Health insurance should be provided by your job or trade organization, and is important for you, and those depending on you.";

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<div id="heading" class="<?php echo $content; ?>">
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  <img src="images/headings/heading_real_stories_chapter05.png" width="900" height="85" alt="Real Stories - Chapter 5" class="trans" /> </div>
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<div class="container">
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          <p>Rochelle James found herself needing to financially support both her new child and her little sister. She could have faced her challenge or crumbled underneath it. Fortunately, Rochelle joined Nontraditional Employment for Women and earned a coveted union position as an electrician.</p>
          <p class="last">While Rochelle managed to acquire health insurance, many young adults are not as lucky. Health insurance should be provided by your job or trade organization, and is important for you, and those depending on you.</p>
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          <h2>Rochelle James</h2>
          <p class="last">Rochelle James is currently an electrician living in New York City. She overcame a challenging situation, raising both her new child and her sister. Now, as a mentor, she inspires and teaches other women how to prosper financially and professionally.</p>
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      <h2>What the Experts Say</h2>
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          <p class="first">"It does make sense to get renters' insurance, because it covers you for any damage that happens and it's not that expensive."</p>
          <br />
          <p>"20 million people, aged 18 to 34, still don't have health insurance. It's a huge problem."</p>
          <br />
          <p>"If you don't have a job that gives you health insurance, see if there's some organization you can join to get health insurance."</p>
          <p class="quote-bio"><a href="experts.php#bethk" onclick="return hs.htmlExpand(this, { objectType: 'ajax'} )" class="quote-bio"><b>Beth Kobliner, <em>Financial Author</em></b></a></p>
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      <h2>Did you know?</h2>
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          <ul>
            <li>1 of 3 young adults does not have health insurance.</li>
            <li>The average cost of an uninsured hospital visit is $3,300.</li>
            <li>Renter's Insurance: You Do the Math</li>
            <ul>
              <li>Average annual cost: $150 - $300</li>
              <li>Average coverage: $35,000</li>
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          </ul>
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      <h2>Tools &amp; Resources</h2>
      <!-- 1 -->
      <div class="left">
        <h3><strong>Expert Advice: Types of Insurance</strong></h3>
        <p>Facts about getting the right insurance at the right time.</p>
        <p class="cta"><a href="<?php echo $urlroot; ?>more/insurance.php">Check it out</a></p>
      </div>
      <!-- 2 -->
      <div>
        <h3><strong>Understanding Insurance</strong></h3>
        <p>Find out how to choose the right insurance company, premiums, and deductibles. </p>
        <p class="cta"><a href="http://www.youngmoney.com/money_management/student_insurance/Understanding_insurance?page=0" target="_blank" class="web">Check it out</a></p>
      </div>
      <!-- 3 -->
      <div class="left">
        <h3><strong>Insurance Options</strong></h3>
        <p>Learn all you need to know about the different types of insurance from HSBC Bank: <em>Your Money Counts&reg;</em>.</p>
        <p class="cta"><a href="http://www.yourmoneycounts.com/ymc/planning/insurance" target="_blank" class="web">Check it out</a></p>
      </div>
      <!-- 4 -->
      <div>
        <h3><strong>A Working Woman&rsquo;s Guide to Financial Security</strong></h3>
        <p>What you need to know about organizing, planning, and taking control of your finances.</p>
        <p class="cta"><a href="http://urbanext.illinois.edu/ww1/section1.html" target="_blank" class="web">Check it out</a></p>
      </div>
      <!-- 5 -->
      <div class="left">
        <h3><strong>Benefits, Insurance, and Perks</strong></h3>
        <p>Learn what insurance and retirement plans you are entitled to at your current company.</p>
        <p class="cta"><a href="http://www.youngmoney.com/careers/advice/Job-benefits-insurance" target="_blank" class="web">Check it out</a></p>
      </div>
      <!-- 6 -->
      <div>
        <h3><strong>Safeguarding Your Money</strong></h3>
        <p>See what types of insurance will help you best overcome unexpected financial losses.</p>
        <p class="cta"><a href="http://www.themint.org/kids/safeguarding.html" target="_blank" class="web">Check it out</a></p>
      </div>
      <!-- 7 -->
      <div class="left">
        <h3><strong>Classroom Ideas: Chapter 5</strong></h3>
        <p>Find fun activities to help your students learn about short and long term savings, choosing the right career, and planning for retirement.</p>
        <p class="cta"><a href="more/classroomideas_chapter5.php">Check it out</a></p>
      </div>
      <!-- 8 -->
      <div>
        <h3><strong>Words to Know: Chapter 5</strong></h3>
        <p>Learn how to talk dollars and cents with this list of financial terms.</p>
        <p class="cta"><a href="<?php echo $urlroot; ?>more/vocabulary_chapter_05.php">Check it out</a></p>
      </div>
      <!-- 8 -->
      <div class="left last">
        <h3><i>Young Money Magazine</i>: Special Edition Guide from <i>Your Life, Your Money</i></h3>
        <p>See how insurance helps you manage your risk - which yes, we all have to deal with.</p>
        <p class="cta"><a href="pdf/YM_Chapter5.pdf" class="pdf">Check it out</a></p>
      </div>
    </div>
    <!-- end row -->
    <!-- ROW 3 -->
    <div id="storieswyntk" class="bbg trans">
      <h2>Take Action</h2>
      <p>Now is the time to take charge of your personal finances. Here are three important things to remember about insurance:</p>
      <ol>
        <li>Shop around for the best deal.</li>
        <li>Get life insurance if you have dependents.</li>
        <li>Health insurance is a must.</li>
      </ol>
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