Why the Poor Pay More
Many poor people rely on fringe financial services like check cashing stores and payday lenders, which charge interest rates that can reach the triple digits.
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Battling the Payday Loan Industry in South Dakota
Payday loans are supposed to be a short-term quick fix for those who can’t get traditional credit. But the loans are rarely actually short-term, and borrowers frequently need to take out a second loan to pay off the first. Special…