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One way to understand the diversity of CDFI strategies is to look at the different purposes for which they lend money:

     
Home loans are mortgage loans that make it possible for poor families to own homes.
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Christine Woodard

Carl Pettigrew and Son
Loans for the development of affordable housing include loans to developers of rental housing and single family homes.
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Small business loans help people start or expand businesses.
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Brookside Soap


Home Care Associates

Welfare-to-work loans are loans to companies that hire people coming off welfare.
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Loans for community facilities provide for the construction of clinics and other facilities that help strengthen poor communities.
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Familia Center

Food Bank Farm

Agricultural loans provide planting and operations money to family farms and community-supported agriculture.
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Community land trusts are nonprofit groups that provide secure tenancy to people by removing property from speculative ownership.
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Fisherville Trailer Park