Shopportunity Cost
Consider the amount of happiness an item gives you for the amount of money you have to spend on it.
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Budget Buster
Remember the 50-30-20 rule: Spend about 50% of your income on essentials, 30% on non-essentials, and put 20% to savings.
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Exponential Potential
Many people don’t miss debt payments because they’re lazy or don’t have the money, but because they’re busy and forget.
Set up auto-payments for your debts to avoid missing a payment!
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