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Find resources, activities and lesson plans to help young adults overcome financial challenges and learn money basics. Our Facilitator's Guide provides meaningful activities and the Young Money Magazine: Special Edition Guide for Your Life, Your Money features stories and helpful tips written for young adults. Whether you're a teacher, facilitator, or parent, you will find useful ways to get someone's financial life on track.
These accompanying lesson plans and activities (for grades 11 & 12, as well as, adult learners) will help you, and those you teach, learn a lot about how to become financially literate and stay that way for life!
Find some helpful lessons and activities not found in the Classroom Guide.
Examine what it means to have personal financial freedom.
This activity helps students create their own personal spending plan.
Learn how to select a credit card through comparing and contrasting card options.
Investigate how an individual's career choice might affect their financial future.
Explore and reflect how popular culture impacts our views of money.
Learn more about the Hip-Hop Summit and what it means on a cultural level.
Examine what it means to have personal financial freedom.
Have students compare "Needs" versus "Wants".
Learn how to select a bank through comparing and contrasting bank options.
This activity helps students create their own personal spending plan.
Learn how to read and understand a credit card bill.
Analyze the differences between debit and credit cards.
Explore and research the many options of student loans.
Learn how to select a credit card through comparing and contrasting card options.
Research and explore the many types of savings.
Explore how and why you should begin planning for retirement.
Investigate how your money can grow on its own through compound interest.
Investigate how an individual's career choice might affect their financial future.
Explore the importance of health insurance.
Create a presentation which informs the class on a particular type of insurance.
Investigate how having a dependent increases the need for different types of insurance.
Learn how to read a pay stub and what taxes are taken from your actual earnings.
Analyze the rewards and challenges of self-employment.
Interview a local business owner to learn what it’s like being your own boss.
Get the YLYM lessons and activities (and more!) in one PDF document. (Web Exclusives not included.)
Browse compelling articles, financial info, and hands-on activities for young adults.
Browse this complete list of financial terms and vocabulary. It’s the easiest way to talk dollars and cents in no time at all.
a fee for having an active credit card. Most credit card providers no longer require an annual fee.
the percentage cost of credit on an annual basis, which must be disclosed by law. Example 1: A $100 loan repaid in its entirety after one year with a $10 finance charge ($9 interest plus a $1 service fee) has an APR of 10%. Example 2: A $100 one-year loan with a $10 finance charge repaid in twelve equal installments (meaning the borrower has the use of less and less of the loan principal each month) has an APR of 18%.
provides liability and property damage coverage under specific circumstances related to one's automobile.
a computer terminal used to conduct business with a financial institution or purchase items such as postage stamps or transportation tickets; also known as a cash machine.
a direct deposit from your paycheck directly into your savings account, a number of dollars designated by the payee.
Read through a complete transcript of Your Life, Your Money - and catch any financial tips that you might have missed.
Get the financial information you need from a variety of national organizations.
