Like banks, CDFIs need money to make loans. They get this money from individuals and organizations that deposit or lend their own money to the CDFIs, usually with an agreement that it will be repaid with interest. The word investment often brings to mind the image of stocks and bonds. But every deposit in a savings account, money market fund, or CD is also an investment. Few people invest all their money in CDFIs, but even people with modest resources can consider putting some of their money to work in needy communities.

Why do people invest in CDFIs?

How do people invest in CDFIs?