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Salud
Para La Gente
Medical Clinic
Watsonville, California
CDFI: Santa Cruz Community Credit Union
Loan type: Community facilities loan
Salud
Para La Gente is a full service medical clinic serving the low-income
population of Watsonville, California. Ninety-eight percent of their staff
and most of their clientele are Latino, many from the farm worker community
of the Pajaro Valley. For most of these people, Salud is the sole care
provider.
When it was founded in 1981, the clinic was located in very small space,
formerly a garage. As Ruben Chavez, the first director recalls, "We
used to operate out of a real hole in the wall. The waiting room was always
packed. We didn't have enough examining rooms, and it was hard to attract
staff because the working conditions were really inferior."
Finally, the clinic found a building with the right size and location,
but obtaining bank financing was a real challenge. Fortunately, the clinic
directors learned about the Santa Cruz Community Credit Union. "When
this building became available, we thought that with the right remodeling,
it would be perfect, but the financing looked shaky. When the Santa Cruz
Community Credit Union stepped in, it was clear that they understood the
importance of our work here. Their initial loan made it possible for us
to continue."
As the clinic has expanded, the Santa Cruz Community Credit Union continues
to play a significant role. New Director Cory Allen says, "Our relationship
with the credit union is that they are basically our banker. They keep
all of our money, they move it around for us, and they protect it when
we are occasionally not able to protect it ourselves. I really identify
them as the major angel that Salud has hovering over its building."
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