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Lisa Servon is professor of city planning at the University of Pennsylvania and former dean at The New School. She is the author of "The Unbanking of America: How the New Middle Class Survives."
The average charge per overdraft went from $21.57 in 1998 to $31.26 in 2012. Similarly, average ATM fees more than doubled between 2001 and 2014. But there are more fees -- fees you may not even be aware of.
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