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Ask Larry

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Jun 02

Your Social Security benefits depend on the specifics

By Laurence Kotlikoff

Social Security expert Larry Kotlikoff says there is no general rule in trying to maximize your Social Security benefits. The precise amounts of what you and your current, ex-, or deceased spouse(s) earned and when you and they earned it…

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Feb 10

How Social Security could affect your eligibility for food stamps or other public assistance

By Laurence Kotlikoff

Public assistance recipients are required to apply for all other types of benefits for which they may be eligible, including Social Security. If their Social Security benefits exceed a certain amount, that could affect their eligibility for other forms of…

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Feb 03

To triple-dip the Social Security system, get divorced

By Laurence Kotlikoff

You can double-dip the Social Security system, says Larry Kotlikoff, but not triple-dip -- unless you are divorced.

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Jan 27

Even if your unemployment checks have stopped, think twice about taking Social Security early

By Laurence Kotlikoff

Taking your Social Security checks early might close the gap in your finances in the short term, but if you can tide yourself over, you'll be better off in the long term if you wait.

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Jan 20

Avoid the Social Security nightmare that doomed this couple

By Laurence Kotlikoff

This fictitious horror story about a couple who was misled about their benefit collection strategy is a cautionary tale.

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Dec 23

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How to Suspend Social Security Benefits and Restart Them at a Higher Value

By Laurence Kotlikoff

By Larry Kotlikoff After you reach full retirement age, you can suspend your benefits and restart them at a higher value any time through age 70. Photo courtesy of Jim McGuire via Getty Images. Larry Kotlikoff's Social Security original…

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Dec 16

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Ask Larry: I learn something about Social Security’s arcane provisions every day

By Laurence Kotlikoff

While, under certain circumstances, you can receive all of your suspended retirement benefits in one lump sum, it's not necessarily a good idea if you've got survivors to think about. Photo courtesy of Flickr user dumbeast.

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Dec 09

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Boomers beware: Are online Social Security benefit calculators safe?

By Laurence Kotlikoff

Not understanding what you're inputting to an online Social Security benefit calculator could result in a wildly inaccurate benefit estimate. Photo courtesy of Kick Images via Getty Images.

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Dec 02

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How poor advice may have denied this woman extra Social Security benefits

By Laurence Kotlikoff

Rumors about Social Security policies abound; it's important to consult the Social Security Administration, especially their technical experts, about your specific circumstances. Photo courtesy of Tetra Images.

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Nov 11

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Gen X and Y, it’s time to make your Social Security retirement decisions

By Laurence Kotlikoff

Members of Generations X and Y have important Social Security decisions to consider -- now. When and which benefits their parents and grandparents collect is just as much their concern. Photo courtesy of Lyza Danger.

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