Jul 12 What happens to your Social Security payments when one spouse dies By Philip Moeller When Social Security was created, family benefits did not drop off sharply when one spouse died because few women were in the workforce. But with the first baby boomers now age 72, the volume of very difficult survivor situations will… Continue reading
Jul 05 When should you file for Social Security if you have a young child? By Philip Moeller Realistically, money earned today is worth more than money earned in the future, writes Philip Moeller. Continue reading
Jun 29 My husband needs at-home health services. Where do I start? By Philip Moeller Medicare does cover at-home care services if they are prescribed by a physician or other licensed caregiver, but does not cover so-called custodial care. Continue reading
Jun 20 Column: This plan to add broad non-medical benefits to Medicare Advantage is a big deal. Here's why By Philip Moeller Beginning next year, Medicare Advantage plans will be permitted for the first time to broadly cover non-medical expenses that can help Medicare enrollees improve their health. Continue reading
Jun 13 I live overseas but need surgery in the U.S. How do I make sure Medicare covers me? By Philip Moeller If you live abroad and have Medicare, here's what you'd need to qualify to use it. Continue reading
Jun 06 What do non-married couples need to know about getting Medicare? By Philip Moeller The right to the spousal exemption from getting Medicare does not apply to non-married couples. Continue reading
Jun 05 Medicare will run out of money sooner than expected, report warns By Ricardo Alonso-Zaldivar, Andrew Taylor, Associated Press The report from program trustees says Medicare will become insolvent in 2026 — three years earlier than previously forecast. Its giant trust fund for inpatient care won't be able to fully cover projected medical bills starting at that point. Continue reading
May 25 Senior advocates say new draft guide to Medicare distorts facts. Here's what you need to know By Philip Moeller Medicare advocacy groups are concerned that the Centers for Medicare & Medicaid Services is improperly putting its hand on the scales to tilt them further in favor of private Medicare Advantage plans. Continue reading
May 23 Column: Not sure what to make of Trump's drug prices plan? Here's where to start By Philip Moeller Rushing to judgment is misguided. There are no quick fixes here, and while the Trump proposals are viewed as fatally flawed by many experts, they also include some worthy ideas. Continue reading
May 16 I am about to get divorced. What do I need to know about Social Security benefits? By Philip Moeller To be entitled to this large a benefit, you must wait until your own full retirement age to claim it. If you are strapped for funds and simply cannot wait, do this. Continue reading