Chicago's ShoreBank has implemented a "rescue loan program" to help customers refinance home mortgages that may be in danger of default. A consumer advocate and a mortgage industry representative weigh in on how to best respond to the country's subprime…

As President Bush approaches his final year in office, he faces lame-duck status with a Democrat-controlled Congress poised to block his agenda. Editorial page editors from around the country assess the president's strengths and weaknesses.