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Philip Moeller

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Philip Moeller

About Philip @PhilMoeller

Phil Moeller is the author of “Get What’s Yours for Medicare: Maximize Your Coverage, Minimize Your Costs” and the co-author of the updated edition of The New York Times bestseller “How to Get What’s Yours: The Revised Secrets to Maxing Out Your Social Security,” with Making Sen$e’s Paul Solman and Larry Kotlikoff. On Twitter @PhilMoeller or via e-mail: medicarephil@gmail.com.

Philip’s Recent Stories

Making Sen$e Jan 04

Your Medicare and Social Security questions, answered

The complexities and oddities of Medicare and Social Security are a seemingly endless source of reader puzzlement, and anger. Here are some frequent questions and answers.

Making Sen$e Dec 27

Adventurous seniors can find medical care on the road. Here’s how

You might want to just hit the open road and take it wherever the mood strikes you. But doing some trip planning, including a contact list of people who could help nearby, is a good idea.

Making Sen$e Dec 20

What does this little-understood rule of Social Security mean for me?

If a person has not filed for Social Security by the time they reach their full retirement age, they are entitled to up to six months of retroactive benefits when they do file. While this may seem like a nice…

Making Sen$e Dec 13

Everything you want to know about Medicare’s rules on health savings accounts

The rise of high-deductible employer health plans has created one of the most unpleasant surprises for older employees: anyone on Medicare is no longer allowed to make tax-free contributions to a health savings account (HSA).

Making Sen$e Dec 06

Help! A doctor is ruining my credit with Medicare overbilling

More and more people write in to say they’re being dropped from state Medicaid rolls or say their problems are being ignored by Medicare and Social Security. And journalist Phil Moeller thinks things are poised to get much worse.

Making Sen$e Nov 29

I can’t afford Medicare Part B. How do I prepare for tomorrow’s health problems?

While you have dodged a health care bullet so far, the odds are you will need substantial health care in your later years.

Making Sen$e Nov 20

Medicare announced its premiums for 2018. Here’s what you need to know.

The Centers for Medicare and Medicaid Services has announced that the 2018 premium for Part B of Medicare will remain at $134 a month. But even with no change, millions of Social Security recipients will pay sharply higher Part B premiums…

Making Sen$e Nov 15

How does a married couple make the most of Medicare and an employer health plan?

A couple finds that insuring the husband through the wife's employer plan is too expensive and doesn't cover much. Could a Medicare option save them money?…

Making Sen$e Nov 08

Does it matter where you buy a Medigap plan?

A grandfather who is planning a move to another state wonders if it matters where he buys a Medigap plan.

Economy Nov 01

I care for my aging mother 24/7. Can I get help?

Medicare does not cover the kind of in-home custodial care this reader needs. Does she have any options?…

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