Philip's Recent Stories
Making Sen$e Mar 21If I have a tight budget and good health, what kind of Medicare should I get?
Medicare Advantage plans are less expensive than a package of original Medicare with a Medigap supplement plan, and often cover additional things that basic Medicare does not cover.
Making Sen$e Mar 14Watchdog reports reveal problems at the strained, underfunded Social Security Administration
Long before the year in which Social Security will run short of funds, the agency may cease to effectively serve the older and disabled Americans who depend on it for essential benefits.
Making Sen$e Mar 07Help! How will receiving a legal settlement affect my health care?
A reader asks: When money from a legal settlement runs out, how should she get medical and rehab care again?…
Health Feb 28Opinion: Why the midterm elections are key to protecting senior benefit programs
Democratic majorities in either the House or Senate would, for the time being, protect against further weakening of these programs, writes columnist Philip Moeller.
Economy Feb 21Will my private insurer drop me if I don’t get Medicare?
A mother writes that the treatment facilities that treat her adult daughter's disorder do not take Medicare. What should they do?…
Making Sen$e Feb 14President Trump signed these Medicare changes into law. Here’s what to watch for
Seemingly overnight, big changes to Medicare morphed from being an item on various congressional wish lists into reality as part of last week’s budget deal.
Economy Feb 07Rising health costs and economic inequality may threaten your retirement
Comparing out-of-pocket health spending with Social Security benefits represents a real-world affordability index for millions of retirees.
Making Sen$e Jan 31Will my Social Security benefit increase if my startup business takes off?
If you can afford to suspend your benefits and forego this income, they could be substantially higher by the time you turn 70.
Making Sen$e Jan 24Working full-time and ready to take Social Security? Here are the basics.
A reader asks: If I opt to start taking the Social Security now, rather than delaying and getting 8 percent annual increases until I'm 70, do I have to sign up for and start paying for Medicare, too?…
Making Sen$e Jan 17Why you need to do your doctor research before signing up for Medicare Advantage
Researching the doctors in a Medicare Advantage network is the best way to make sure you don't sign up for a plan and then discover you don't like the care available to you.