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Philip Moeller

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Philip Moeller

About Philip @PhilMoeller

Phil Moeller is the author of “Get What’s Yours for Medicare: Maximize Your Coverage, Minimize Your Costs” and the co-author of the updated edition of The New York Times bestseller “How to Get What’s Yours: The Revised Secrets to Maxing Out Your Social Security,” with Making Sen$e’s Paul Solman and Larry Kotlikoff. On Twitter @PhilMoeller or via e-mail: medicarephil@gmail.com.

Philip’s Recent Stories

Making Sen$e Oct 26

It can pay to pick a new Medicare Part D drug plan. Here’s how to start shopping.

Medicare Part D prescription drug plans are, for those without serious health and hospitalization needs, the most important feature of their Medicare coverage. And even if you like your current plan, you still should spend some time during open enrollment…

Economy Oct 18

Why this Social Security boost is no boon for lower earners

Millions of people receiving Social Security and Medicare will suffer next year from financial indigestion. Here's why.

Economy Oct 11

4 tips for making the most of Medicare’s open enrollment

Medicare’s annual open enrollment season begins Oct. 15 and extends through Dec. 7. Here are a few preparatory pointers to help enrollees take full advantage of the opportunity.

Economy Oct 04

I’m 66 and I just lost my job. How do we maximize our Social Security?

A reader needs to apply for Social Security benefits right now after losing his job at full retirement age. But what if he finds a new job?…

Economy Sep 27

Can I get more affordable long-term care insurance?

Long-term care costs can be very, very high and Medicare does not pay for it.

Economy Sep 20

Does Medicare make sense for seniors with employer health coverage?

In the past, I usually told employees turning 65 that they did not have to get Medicare and could simply keep their employer plans. My thinking has changed.

Economy Sep 13

Standard Medigap plans are learning some new tricks

If you are considering a certain Medigap letter plan, don’t assume that all such plans will offer the same features.

Economy Sep 06

My physician isn’t in my Medicare Advantage network. What can I do?

"My Medicare Advantage plan made a mistake about my physician network," writes one of our readers. "The day my coverage began, I attempted to make an appointment with the physician, but was told by the insurance billing office that none…

Economy Aug 30

Health care watchdog sends urgent alert on potential nursing home abuse

The government’s health care watchdog office has issued an early alert in advance of its upcoming formal report on egregious abuses of patients at skilled nursing facilities. The U.S. Department of Health and Human Services Office of Inspector General says…

Economy Aug 23

How do I get the Medicare coverage I want with the lowest out-of-pocket cost?

If your overall objective here is to get the coverage you want with the lowest annual out-of-pocket expense, you can use Medicare's own online tools to get a good idea of available Part D drug plans and Medigap supplement plans.

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