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Philip Moeller

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Philip Moeller

About Philip @PhilMoeller

Phil Moeller is the author of “Get What’s Yours for Medicare: Maximize Your Coverage, Minimize Your Costs” and the co-author of the updated edition of The New York Times bestseller “How to Get What’s Yours: The Revised Secrets to Maxing Out Your Social Security,” with Making Sen$e’s Paul Solman and Larry Kotlikoff. On Twitter @PhilMoeller or via e-mail: medicarephil@gmail.com.

Philip’s Recent Stories

Economy Aug 24

Column: Will increasing longevity change the way you live?

We already are seeing a sustained deferral of marriage and childbearing decisions until later ages. If you knew you were going to live to 100, how would it affect the way you live your life?…

Economy Aug 17

Why doesn’t Medicare cover more for physical therapy?

Is it not more fiscally responsible to spend a few thousand dollars on physical therapy now rather than spend tens of thousands of dollars later?…

Economy Aug 10

When to consider Obamacare instead of Medicare

Even though you might qualify for Medicare under its disability rules, you might not find a better deal than what you can get under the Affordable Care Act, at least until you turn 65.

Economy Aug 03

What Clinton and Trump propose for Social Security and Medicare

What's in store for Social Security and Medicare?…

Economy Jul 27

How do I know I’m not overpaying for Medigap?

Medigap policies are regulated at the state level.

Economy Jul 20

How selling a home may affect what you pay for Medicare

Watch out for this gotcha.

Economy Jul 13

Is there any relief for astronomical drug costs?

Medicare is prevented by law from negotiating with drug companies over their prices. In recent years, the price tag for people who must take expensive new drugs has risen at an alarming rate.

Economy Jun 22

Should I stick with my Federal Employee Health Benefits or enroll in Medicare?

Once you know the cost of your Medicare solution, you at least can compare it with your current coverage and costs.

Economy Jun 15

Beware of being automatically enrolled in a Medicare plan you don’t want

The real-world effect of this rule is that not reading every piece of your mail – even mail you are not expecting and did not ask be sent to you – can cost you enormous amounts of money and even…

Economy Jun 08

Do you know how Medigap policies work?

During your initial enrollment period for Medicare, there are “guaranteed issue rights” for Medigap policies that prevent insurers from either denying coverage or charging you higher rates due to pre-existing conditions.

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