Philip's Recent Stories
Economy Oct 04I’m 66 and I just lost my job. How do we maximize our Social Security?
A reader needs to apply for Social Security benefits right now after losing his job at full retirement age. But what if he finds a new job?…
Economy Sep 27Can I get more affordable long-term care insurance?
Long-term care costs can be very, very high and Medicare does not pay for it.
Economy Sep 20Does Medicare make sense for seniors with employer health coverage?
In the past, I usually told employees turning 65 that they did not have to get Medicare and could simply keep their employer plans. My thinking has changed.
Economy Sep 13Standard Medigap plans are learning some new tricks
If you are considering a certain Medigap letter plan, don’t assume that all such plans will offer the same features.
Economy Sep 06My physician isn’t in my Medicare Advantage network. What can I do?
"My Medicare Advantage plan made a mistake about my physician network," writes one of our readers. "The day my coverage began, I attempted to make an appointment with the physician, but was told by the insurance billing office that none…
Economy Aug 30Health care watchdog sends urgent alert on potential nursing home abuse
The government’s health care watchdog office has issued an early alert in advance of its upcoming formal report on egregious abuses of patients at skilled nursing facilities. The U.S. Department of Health and Human Services Office of Inspector General says…
Economy Aug 23How do I get the Medicare coverage I want with the lowest out-of-pocket cost?
If your overall objective here is to get the coverage you want with the lowest annual out-of-pocket expense, you can use Medicare's own online tools to get a good idea of available Part D drug plans and Medigap supplement plans.
Economy Aug 16Column: The real health care fight is coming, and it’s about seniors’ access
Older citizens and their families need to be vigilant about efforts to raise the price of their health care, restrict their access to care or deny it to them altogether. Here are three such efforts to be aware of.
Economy Aug 09Social Security says I owe money for Medicare coverage I didn’t get. How do I appeal?
A cautionary tale about how even the most straightforward Medicare applications can turn into nightmares.
Economy Aug 02The fight over Obamacare is over — for now. What does that mean for seniors?
Republicans are far from finished when it comes to trying to honor their seven-year-old pledge to do away with the Affordable Care Act.