Philip's Recent Stories
Economy Jun 29I like using holistic doctors. Do I really need Medicare Part B?
You can defer this moment of truth or perhaps avoid it altogether by taking fantastic care of yourself. But forgoing health insurance is fine until you get sick.
Economy Jun 28Column: For older Americans, the GOP health bills would be nothing short of devastating
The Senate's Better Care Reconciliation Act would dramatically reduce health care for the nation’s most vulnerable citizens while cutting taxes for wealthier Americans.
Economy Jun 22My husband and I are both on disability. Would getting divorced help us financially?
A reader and her husband fall short of qualifying for assistance programs because they are both on disability. Should they split up to get more help?…
Economy Jun 14Help! I lost my job and just turned 65. What do I do about health insurance?
In the haze that can accompany such surprises, don't just simply take COBRA and assume you're done with health insurance concerns, Philip Moeller advises.
Economy Jun 07What’s the best place to retire? Keep these factors in mind before settling down
Location will become a more significant variable in later-life decisions. Here are several factors to consider when deciding where to settle down for your retirement years.
Economy May 31What do you need to know about successful aging and retirement?
Medicare and Social Security are of critical importance in enabling older Americans to age in good physical and financial health. To support these broader goals, “Ask Phil” is expanding its mission to include your other questions about successful aging.
Economy May 24What options do seniors have for in-home care?
As the number of Americans in their 80s and 90s continues to soar, the shortage of in-home care solutions will only become worse.
Economy May 19If I’m healthy, do I really need a Medigap or Medicare Advantage plan?
While you are healthy now, Medicare is about insuring a “future” you who is not going to be nearly so healthy.
Economy May 17Column: Getting Social Security shouldn’t disqualify you from using a health savings account
While many seniors understand the logic that HSAs and Medicare are incompatible, they simply do not understand why drawing Social Security benefits also triggers the ban on continuing to make pre-tax HSA contributions.
Economy May 11We can’t afford my spouse’s inpatient rehab treatment. What are our options?
Journalist Phil Moeller answers that question and more in his weekly column, "Ask Phil."…