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A student reads on the campus of Columbia University in New York. Photo by Mike Segar/Reuters

Quiz: Do you know how to avoid mountains of student debt?

Sometimes it seems like you have to go to college to simply learn how to apply to college. Figuring out how to find the right school for your kid—and a sensible way to pay for it—can be challenging.

But with tuitions (and student loan debt) at an all-time high, you can’t afford not to do it.

Take this true/false pop quiz—shorter than a midterm!—to see where you stand. Then check out We Need to Talk: College for all you need to know about choosing and paying for school.

Beth Kobliner is the author of two New York Times best-selling books on money, and has just released We Need to Talk: College