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Jan 04

My meds are cheap. Do I really need a Medicare Part D drug plan?

By Philip Moeller

In an effort to avoid Medicare's high-income surcharge, a Medicare beneficiary considers skipping a Part D drug plan. Should he? Journalist Phil Moeller has the answer in his weekly column, "Ask Phil."…

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Dec 28

I’m retiring abroad. What Medicare plan should I get?

By Philip Moeller

What should people who are eligible for Medicare do when they are going to be living outside the U.S. for an extended period?…

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Dec 21

Column: What can we do to protect Medicare and Social Security?

By Philip Moeller

"What about all of that money that we put into these programs during our working lives?" asks one reader.

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Dec 14

Column: Social Security needs to be reformed, not have its funding cut

By Philip Moeller

There is ample room for disagreement over how to reform Social Security. There should be no disagreement over adequately funding the agency to do its appointed job.

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Dec 08

How plans to repeal the Affordable Care Act could affect Medicare

By Philip Moeller

There continue to be loud drumbeats from Congressional Republican leaders that they will repeal the Affordable Care Act and also consider significant changes to Medicare and Medicaid.

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Nov 23

Column: Under a President Trump, Medicare reforms are a matter of when, not if

By Philip Moeller

Donald Trump's victory has put our entire health care system in play, if not up for grabs. Will Trump and a Republican Congress follow through on pledges to end the Affordable Care Act? How might ACA changes affect Medicare?…

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Nov 18

The surprising news about 2017 Medicare premiums and deductibles you may have missed

By Philip Moeller

Last week, as the shock and awe over Donald Trump's election victory continued to consume us, Medicare announced roughly 10 percent increases in 2017 rates for many Part B premiums and the program’s annual deductible. This is a very big…

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Nov 16

Column: Who’s paying the true cost of Medicare

By Philip Moeller

There is a myth that consumers have completely paid for their Medicare. Yet, our payroll taxes come nowhere close to paying for program expenses.

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Nov 02

Here’s how to find the Medicare Part D drug plan right for you

By Philip Moeller

For 2017 plans, active shopping may yield the greatest benefits in Medicare Part D prescription drug plans.

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Oct 26

Column: Questionable Social Security and Medicare policies put seniors in a bind

By Philip Moeller

Social Security announced last week that its annual cost of living adjustment would be a paltry three-tenths of 1 percent in 2017. This small increase is not only unfair to Social Security recipients, but will also trigger an absolute mess…

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