Paul Solman answers questions from the NewsHour audience on business and economic news most days on his Making Sen$e page. Here's Thursday's query: Name: Sharon McDonnell Question: Paul, I apologize if I missed a step in the…

Retirement tools. The questions they ask you to fill in seem designed to scare your pants off: How much do you expect to earn on your assets? When are you planning to retire? When are you going to die?…