Sep 19 Report: 4 out of 5 Americans have less than a year’s income saved for retirement By Philip Moeller A report released this week by the National Institute on Retirement Security found four out of five working Americans have less than one year's income saved for retirement. Continue reading
Sep 12 What to do if you have been wrongly charged for Medicare By Philip Moeller Social Security is a huge bureaucracy, and people often feel like bugs trapped in flypaper. But there are some steps you can take. Continue reading
Sep 10 AP fact check: Has Trump made Medicare and Social Security stronger? By Hope Yen, Associated Press Eager to dismiss his critics, President Donald Trump is fabricating the circumstances regarding jobs, the economy and the social safety net. Here's a look at his recent rhetoric and how it compares with reality. Continue reading
Sep 05 The Social Security myths you should know before the midterms By Philip Moeller Claiming that Social Security adds to the federal deficit or that Washington somehow has squandered Social Security funds has long been part of the political rhetoric about the program. Continue reading
Aug 29 What vital questions should seniors consider before November? By Philip Moeller As Medicare’s annual open enrollment season and the nation’s midterm congressional elections approach, what would you like to know more about to help you make informed decisions?… Continue reading
Aug 22 Why does my Medicare plan charge me more for my medication? By Philip Moeller It’s often possible to find individual drugs that cost less than what you’d pay in a Part D plan. Continue reading
Aug 08 Opinion: The link between more seniors filing for bankruptcy and the unraveling social safety net By Philip Moeller Even as current support programs fall short of meeting retiree needs, Social Security, Medicare and Medicaid spending for older Americans is projected to take an ever-larger bite of total federal spending. Continue reading
Aug 01 Why families need to pay close attention to these revised nursing home ratings By Philip Moeller New ratings now reflect staffing levels based on objective payroll records and not on nursing homes’ self-assessment of staffing adequacy. Continue reading
Jul 25 Help! Constant care for my mom has created financial turmoil By Philip Moeller This problem perfectly explains why new Medicare rules to allow coverage of non-medical expenses are so important. Continue reading
Jul 12 What happens to your Social Security payments when one spouse dies By Philip Moeller When Social Security was created, family benefits did not drop off sharply when one spouse died because few women were in the workforce. But with the first baby boomers now age 72, the volume of very difficult survivor situations will… Continue reading