Secret History of the Credit Card
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the fine print

The detailed agreement that comes with a new credit card contains provisions that can add up to hefty fees, penalties and rising interest rates. A look at some of the important sections of a typical contract.

Roll over a shaded area to read that section

Both sides of a cardholder agreement from Chase Manhattan Bank, a unit of J. P. Morgan Chase, dated October 2004.

Photograph Courtesy of Tony Cenicola/The New York Times

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posted nov. 23, 2004

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