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Politics and Economy:
Pension Pain
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Confused about financial planning for retirement? Visit some of the following sites for more information about current legislation and regulations, and other helpful resources.

Aging Internet Information Notes: Pension Benefits
The Administration on Aging provides an extensive set of links to federal agencies, Congressional reports, statistics, pension benefit resource sites, retirement planning resource sites, and articles.

The American Benefits Council
The American Benefits Council is recognized as the preeminent advocate of employer-sponsored benefit programs in Washington, D.C. The site provides official source documents on issues of health, retirement, executive compensation, stock programs, and more, including an extensive section on pension reform.

Employee Benefits Security Administration
The Employee Benefits Security Administration (EBSA), formerly known as the Pension and Welfare Benefits Administration (PWBA), protects the integrity of pensions, health plans, and other employee benefits for more than 150 million people by: assisting workers in getting the information they need to protect their benefit rights; assisting plan officials to understand the requirements of the relevant statutes in order to meet their legal responsibilities; developing policies and laws that encourage the growth of employment-based benefits; deterring and correct violations of the relevant statutes. The site provides information on laws and regulations, and addresses Frequently Asked Questions on a variety of topics.

ERISA Industry Committee
The ERISA Industry Committee (ERIC) represents the employee benefits interests of America's major employers. The site provides important legislation and regulation, as well as records of ERIC's communications to Congress on the issues they cover.

National Retiree Legislative Network
The National Retiree Legislative Network, Inc. (NRLN) is a Nonprofit social welfare organization started by several large retiree organizations from well-known corporations. NRLN organizations represent more than 1,500,000 individual retirees. NRLN "seeks to secure federal legislation that will guarantee the fair and equitable treatment of retirees in private and public sector health and pension programs and which will improve the adequacy of benefits provided by such programs."

ONLINE NEWSHOUR Social Security Background Reports
PBS's ONLINE NEWSHOUR features an archive of past programs on social security. Read about each segment and watch video clips on the Web site.

The Pension Benefit Guaranty Corporation
The Pension Benefit Guaranty Corporation (PBGC) is a federal government corporation established by Title IV of the Employee Retirement Income Security Act of 1974 (ERISA) to encourage the continuation and maintenance of defined benefit pension plans, provide timely and uninterrupted payment of pension benefits to participants and beneficiaries in plans covered by PBGC, and keep pension insurance premiums at the lowest level necessary to carry out the Corporation's objectives.

"Pension gaps drag down earnings"
WALL $TREET WEEK with FORTUNE featured this story in April, 2003 about how "sagging retirement plans need more cash from their companies, and the problem could last for a long time."

Pension Research Council
The Pension Research Council of the Wharton School of the University of Pennsylvania is an organization committed to generating debate on key policy issues affecting pensions and other employee benefits. The Council sponsors interdisciplinary research on the entire range of private pension and social security programs, as well as related benefit plans in the United States and around the world. The Web site offers a library of Working Papers from 1995 through the present, and provides a good list of links to related sites.

The Pension Rights Center
The Pension Rights Center is dedicated to protecting and promoting the pension rights of American workers, retirees and their families. The Center identifies inequities in America's pension systems, proposes realistic reform measures, and helps employees and retirees understand and enforce their legal rights. The Web site explains the Center's activities, provides resources for pension counseling, and covers pension news and current issues.

CNN and MONEY magazine offer articles such as "Best Places to Retire" as well as an interactive retirement planning calculator.

The Social Security Administration
This site features a multimedia history of Social Security, a chart of the organizational structure of the SSA, and information about planning your retirement with Social Security benefits.

White House: Social Security
The White House Web site presents information about the President's plan to strengthen Social Security and links to pertinent statements and news releases.

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