
04-12-22: ACA Additions, Cybersecurity, GC Astronomy
Season 2022 Episode 72 | 27mVideo has Closed Captions
New changes to the ACA, Brian Larsen talks cybersecurity, Grand Canyon's new astronomer.
What new updates to the American Care Act could mean for Arizonans according to Swapna Reddy of Arizona State University. Brian Larsen of WaFd bank discusses how to stay safe from the rise in cyberattacks in connection with the Ukraine War. Imma Barrera is hired as the new Astronomer in Residence for the Grand Canyon Conservancy, and will live and photograph the night sky at the Grand Canyon.
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Arizona Horizon is a local public television program presented by Arizona PBS

04-12-22: ACA Additions, Cybersecurity, GC Astronomy
Season 2022 Episode 72 | 27mVideo has Closed Captions
What new updates to the American Care Act could mean for Arizonans according to Swapna Reddy of Arizona State University. Brian Larsen of WaFd bank discusses how to stay safe from the rise in cyberattacks in connection with the Ukraine War. Imma Barrera is hired as the new Astronomer in Residence for the Grand Canyon Conservancy, and will live and photograph the night sky at the Grand Canyon.
Problems playing video? | Closed Captioning Feedback
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Learn Moreabout PBS online sponsorship>> Coming up in the next hour on Arizona PBS on Arizona horizon, a newly past healthcare expansion could effect people in Arizona and bringing more diversity to the NFL hiring process.
On break it down, the continuing evolution of Novelas.
These ahead on Arizona PBS.
>> Welcome.
I'm Ted Sim New York City s. New inflation numbers are in and not good.
Consumer prices rose 8.5% in the year ending march, the fastest since 1981.
They were also significant increases in shelter and food costs.
Today's inflation from the bureau of labor statistics suggests the economy will grow at a slower pace this year and higher prices lead family and businesses to cut back on spending.
Other news, the governor of Oklahoma signed into law a near total ban on abortion.
The new law makes a felony punishable by $100,000 and only if there's a medical emergency and it will certainly be challenged in court.
Adolescents drug overdoses and doubled from 2021 and the reason is Fentanyl involved in 75% of deaths.
It's not because more teenagers are using drug sbecause because their dangerous.
>> A Brooklyn shooting in a subway.
A man put on a gas mask and opened fire and none of the security cameras in the subway station were in operation and they do not think it was an act of terrorism and here is New York City's mayor.
>> Details are still unfolding and we'll release the details as they come forward.
>> Five of the ten shooting victims are report to be in critical condition but are expected to survive.
Police have found a U-haul truck with Arizona license plates that they believe could have been involved in the incident.
>>> President Biden signed an order to strengthen the affordable care act to lower costs and we scope to ASU college of health solutions to learn more about the changes.
Doctor, it's a pleasure and thank you for joining us.
Let's talk the affordable care act and all ACA all of the time on this segment and the president announces a fix to the ACA last week and what was that all about.
>> The 12th anniversary of the affordable care act and it was former President Obama telling good jokes, right?
But what was important about last week and in anniversary was an opportunity for President Biden to kind of go over some of the greatest hits of his administration, successes with the ACC, how they've used it to expand coverage and reduce costs for health insurance coverage in the last couple of years for Americans and talk about future improvements.
One of the biggest improvements is sort of fixing what is called the family glitch in the ACA.
It's a bit complicated and doesn't need to be because in essence, what this is, it determines if families and individuals can receive subsidies, if they can receive government subsidies, if they're employer-based health insurance is deemed unaffordable.
At the moment in the ACA what is deemed affordable is if your premiums from your employer-based plan are under 10% of your family income, of your household income.
Where it gets glitchy adding a spouse and your kids, I do that, and my family is on my plan and if you want to add them, that increases premiums, right?
But, basically, the plan is considered affordable as long the primary employee's premiums are below that 10% and even if the family is above 10%.
So this makes it unaffordable, it ends up affecting five to six million people and mostly younger families that can't afford coverage.
What the Biden Administration will do is remove the glitch so families receive the subsidies to receive them accessible moving forward.
>> And allows spouses and children and such to purchase.
Were you not allowed to purchase it through the marketplace up to now?
>> So it's about receiving subsidies and about affordability.
And so at this point, now the entire family is eligible for those subsidy and thereby making it way more affordable again, for millions of folks and for a marketplace personality, it can stabilize the marketplaces and reduce premiums for everybody else in the marketplace.
>> Those are the ACA marketplaces.
>> Yes.
>> Critics are saying that this further chipped away at employees-sponsored coverage and that aspect of the insurance industry and does that make sense to you?
>> Yeah, you know, in the larger picture here is that there is going to be a cost, there's a federal cost to extending subsidy to families and if you take a hundred foot look, having health insurance not accessible and not affordable and comprehensive, especially young families that are healthy, which is who this glitch impacts the most, it costs our health insurance, costs our countries way more than any small hit that might be incurred by the employer-based insurance industry.
From the bigger picture, this is good for fames, for the healthcare industry as a hole.
>> What about taxpayers?
>> There is a cost for any time we're increasing subsidies?
>> It's insurance coverage and for healthy families, this is a cost saving measure.
We know went folks have access, they tend to use preventive care and as a whole, costs as a hole reduce for all of us.
>> President Biden, you mentioned the anniversary and ACA is stronger now than it's ever been.
Do you agree with that?
>> Look, there's some numbers undeniable here with the ACA and it is not a perfect piece of legislation and we all know that.
It has challenges, but what it's shown is it's resilient and has gone to the Supreme Court several times and for the most part, it's hung on.
You know, the last trip to the Supreme Court solidified the constitutionality and here to stay and during the pandemic, it served an important role and that's here for 2022, we have 14.5 million people that have enrolled that is a record number.
And I think what it really shows is that it's really not about if people politically agree with the ACA or liked President Obama or like President Biden, but folks need accessible health insurance coverage.
At the moment, it seems to be the best option for lots and lots of people.
What we've also seen with the Biden Administration are lots of subsidies during the pandemic making marketplace plans and options through the ACA more affordable.
You know, where some of the challenges like where some subsidies have come through the rescue plan set to expire later this year.
So it's up to Congress and especially the Democrats in Congress to maintain the protections and subsidies for consumers.
>> Last question, you mentioned the future, it's here to stay and is it here to stay as we know it now?
>> You know, for the foreseeable future, I think the resounding answer is yes.
All of the sort of legislative opportunities in the previous administration to repeal and replace mostly failed.
The Biden Administration reversed the Trump Administration executive orders to diminish the impact of the ACA and like I said, you know, we have record number of folks, 14.5 million, which is a 21% increase from the previous year that enrolled in the ACA marketplace.
We also have about a 55% approval rate nationally for the ACA, but then when you break that down like having young people on their parent's insurance until 26, not discriminating on preexisting conditions, those polls are high.
So I think what we've seen is that this is a piece of legislation that is embedded in the U.S. healthcare system and frankly in our larger psyche as to what we deserve and what health insurance should look like and it's up to the administration to build on what's worked and fix the challenges to what remains.
>> Health solutions, always a pleasure and thanks for joining us.
>> Thank you.
>> And up next on Arizona horizon, is Russia's assault on Ukraine a cybersecurity concern for individuals in the U.S.?
>> Cyberwarfare is expanding and so a risk here in U.S. and around the world and we spoke to Brian Lawson about what's going on and how best to stay cybersecure.
Brian Lawson, welcome to Arizona horizon as we talk cybersecurity.
Are there more attacks because of or as a reaction to the war in Ukraine?
>> And that is a loaded question and coincidently, it would appear so, yes.
And it might be a coincidence, but after the sanctions were imposed, yes, industry-wide, there's been an uptick against the companies -- specifically companies that deal with Russia and Ukraine on a day-to-day basis.
>> What's happening in Ukraine is spilling over into the cybersphere and affecting U.S. businesses and how about private citizens?
>> Absolutely.
So we're trying to tell our clients to be a little bit more diligent and in ensuring that not falling into the cybertraps online or Email or texts.
So personally, I have seen and I would say junk.
I will give you an example or show you, if you like, where I have been shopping and then I get an attempt to click on something at a store that I visited just a short while ago.
So the answer to that is yes.
>> These are things -- we don't have time for too many examples, but because you said is an example.
Are these things you wouldn't have sign prior to the assault on Ukraine?
>> Again, is this coincidence that I personally have seen an uptick in the attempts?
Yes.
So I would say probably directed to definitely a more of an attempt on a massive scale to try and -- I'm just say fraudulently access people's information and,you know, getting their information.
>> Give us tips to stay away from all of this.
>> So, in the old days, common sense, right?
We could hide in the closet, but I think that, you know, everybody just needs to be on high alert and, again, look at the Emails you receive and the texts you receive and then treat it with -- be critical when you decide to look at something.
Stay away from links if you don't know where they're coming from.
We say that if it's too good to be true, it usually is too good to be true.
Use common sense and don't open attachments.
We're seeing a lot more than in the past, that's for sure.
And choose strong passwords.
Stay away from names, dates of birth and anything else like that, your favorite dog.
Try to use strong passwords that have a minimum of 12 to 15 or more digits or characters in them.
Using a combination of characters and letters and numbers and Wi-Fies, free Wi-Fi.
I love shopping sometimes, but that might be the extent, that if I use free Wi-Fi at the airport, I may not necessarily go shopping, you know, at sky harbor on want to look at stuff but I don't want my payment information because it's open Wi-Fi and technically, you're at risk of being hacked.
Somebody else can sneak in and obtain your information.
So just use trusted Wi-Fi resources when you can or if you're in a public place and they have free Wi-Fi, just stick with your carrier, and don't go on the free Wi-Fi if you transmit information.
If you have something with credit information on a monthly basis, make sure those are turned on at any given time because they'll give you updates if somebody is trying to access credit in your name, so you'll get an alert, saying, hey, is this you trying to obtain this?
So that is absolutely crucial that you stay on top of that and to check that at a bare minimum on a monthly basis, as well.
>> For credit issues and payment issues, double verification makes sense.
>> Absolutely and paypal, apple, Google pay, if they have those logos, one would assume they're trustful and they usually are.
And absolutely.
And any alternative methods, I would be suspicious of.
>> Just talking about be careful and high alert, we're getting a lot political Robo calls and texts and Emails.
>> Yes, we are.
>> And what do you do?
>> One thing that was mentioned to me, as well, in reviewing some notes today for this, somebody made mention of being aware of upcoming -- they call it Ukrainian donation scam.
So playing on emotions and something to remember because we all feel for what's going on and so it's a lot easier to reach for your wallet and automatically make a payment or donate.
We all want don't good and so fraudsters are out there and make sure that you scrutinize that particular donation site if you go out and donate to any group.
That's just another thing to put in there, as well.
>> Last question, Brian, quickly, as the war goes on, will these scams go on and increase?
Coincidence can only last so long here.
>> That is true, yeah.
So again, that might be more of a personal opinion.
So I would say, that yeah, if this is going to continue, I would imagine that the attempts will continue to increase or be at least consistent and they won't taper off until we see some end to this particular conflict, that's for sure.
And, again, we don't deal directly with that part of the world, but we may have clients that do.
And, again, those attempts will keep coming as we know that we have limited access to the liquidity.
>> Yes.
This is really good information and Brian Lawson, thank you for your time.
>> Thank you for having me on.
>> Grand canyon conservecy has chosen a new astronomer in residence and she is photographer EEE-MMA BARRERA and she will take photos of the stars as a way of emphasizing the night sky.
We spoke with Barrera about her upcoming residency.
Welcome to Arizona horizon and thank you for joining us.
You're the astronomer with the grand canyon conservecy and what -- >> When I try to take nice shots and they never sit still, as a photographer, how do you try to do that.
>> The earth rotates.
It's not you move, it's the planets and stars and how do you do that?
>> You need to set up your camera in such a way that you should for a very short period of time, like ten seconds, maximum, to get a tracker.
This moves -- the tracker moves the camera at the same speed as the earth rotates and then you take the shot.
>> I'm take the ten seconds and stand away and don't move and hope for the best.
So you're a photographer and scientists, artists, you live at the south rim, correct?
And then, what, you move around the canyon and take photographs?
>> Sort of.
I'm be most of the time, the 17th or something at the south rim, but I'm going to, basically, sneak out and leave for a few days at the campgrounds at the north rim because it's facing south.
And the brighter spot of the milky way faces south.
That's why I would like to be in the north rim for a few day.
But also, of course, you can take beautiful pictures from the south rim because you see the north part of the milky way and the stars or constellations and the big dipper and all of the other constellations.
>> The great constellations in the sky there.
Too bad it's not the wintertime and you could get Orien's belt.
This is to raise awareness.
>> This is an astronomer in residence.
>> Are you getting light pollution at the grand canyon.
>> I wasn't paying attention to that, but if you look at the top of the U.S., half of the U.S., all the way to of the east coast is light polluted.
People do not see this on a regular basis.
85% of Americans live where they do not see the stars at night.
Arizona is different and I've been to Arizona and I've been to Flagstaff and you get to see the stars over there and I'm sure at the grand canyon, you see the stars, as well.
You may have air pollution, but not to where I live in New York City.
>> When you take your photographs up there, again, the idea is to show what the night can bring you and what the night offers if you just don't put too much light in the way.
>> Uh-huh.
But it's not just that, it's also that when we look at the -- I'm a biologist, as well.
When you look at the ecosystem, there's a completely core group of animals and plants that need the darkness.
We actually get -- there's studies from Japan and other areas where it shows that people need to sleep in the dark.
If you don't get a good night's sleep, you know what happens.
You get cranky.
In order to get well rested, we need to sleep in the dark.
We need darkness, as well.
So it affects our mood, our Circadian rhythm.
So protecting the night is actually making sure that when we utilize electrical light, that we use it wisely as opposed to just having the lights on 24 hours when we don't need them or things like that.
It's not asking to go back to the middle ages and carry torches.
No, it's asking to be wise when we use lights at night.
>> And last point here, you mentioned the middle ages.
People don't realize that for most of humanity, we had no light pollution.
Those stars were prominent in the milky way and that was prominent and it's like we're missing something now.
>> Definitely affects our ecosystem, the animals and affecting the entire system the entire population is growing.
So if you look at something on the planet and people don't see the stars and there's not a true night for them.
>> Interesting.
Well, good luck on your residency and it's going to be a lot of fun and interesting for you.
Congratulations on this and thank you for joining us.
We appreciate it.
>> Thank you.
I'm looking forward to being there and I love Arizona.
It's a great state.
>> Agreed.
And that is it for now.
I'm Ted Simons.
Thank you for joining us and you have a great evening.

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