COMING UP NEXT ON ARIZONA HORIZON, WE'LL LOOK AT A RECENT TREND OF NEWSPAPER OWNERS NO LONGER ALLOWING THEIR PUBLICATIONS TO ENDORSE POLITICAL CANDIDATES... ALSO TONIGHT: WE'LL LEARN ABOUT THE FIVE MISTAKES OFTEN MADE BY THOSE ENROLLING IN MEDICARE... AND, HOW PUPPIES AT THE POLLS TOMORROW CAN HELP REDUCE ELECTION ANXIETY IN VOTERS.

THOSE STORIES AND MORE, NEXT, ON ARIZONA HORIZON.

GOOD EVENING, AND WELCOME TO ARIZONA HORIZON.

I'M TED SIMONS.

IT IS ELECTION EVE AND ELECTION OFFICIALS IN ARIZONA AND AROUND THE COUNTRY ARE GEARING UP FOR WHAT MANY, ON BOTH SIDES OF THE POLITICAL SPECTRUM, ARE CALLING A VOTE WITH EXISTENTIAL CONSEQUENCES FOR THE FUTURE OF THE NATION.

AN EXAMPLE HERE FROM MINNESOTA DEMOCRATIC SENATOR AMY KLOBOCHAR.

>> DEMOCRACY IS NOT ABOUT TELLING PEOPLE WHAT THEY HAVE TO DO AND HOW THEY HAVE TO VOTE.

IT'S ABOUT GIVING THEM A CHOICE TO VOTE AND MAKING SURE THAT THEIR VOTE IS COUNTED.

IT REQUIRES CONSTANT TENDING, CONSTANT VIGILANCE.

THAT IS OUR RESPONSIBILITY AS AMERICANS IN EXCHANGE FOR DEMOCRACY'S GIFT, WE MUST PROTECT IT.

THAT IS WHAT IS ON THE LINE TOMORROW.

ARIZONA SECRETARY OF STATE ADRIAN FONTES TODAY ADDRESSED THE ISSUE OF LAST-MINUTE MISINFORMATION THAT'S AIMED AT INFLUENCING THE ELECTION.

>> I THINK WHAT MOST PEOPLE DON'T UNDERSTAND IS THE ROOT OF THE VAST MAJORITY OF ALL OF THE LIES AND MISINFORMATION IS OUR OWN ENEMIES, IT'S RUSSIA, IT'S CHINA, IT'S IRAN.

THEY WANT US TO DISTRUST ONE ANOTHER.

THEY WANT US TO HATE ONE ANOTHER AS AMERICANS.

THEY KNOW THEY CANNOT DEFEAT US ECONOMICALLY.

THEY KNOW THEY CANNOT DEFEAT US MILITARILY BUT THE ONLY WAY THEY CAN DO IT IS TURN US AGAINST ONE ANOTHER.

AND WE'VE GOT PLENTY OF EXAMPLES OF THIS COMING FROM OUR FORMER ADVERSARIES AND WILL CONTINUE TO FIGHT AGAINST THEM TO PROTECT OUR OWN DEMOCRACY.

INDEED, IN WASHINGTON, THE FBI SAYS THAT ITS "ELECTION COMMAND POST" IS SET TO MONITOR ANY AND ALL ELECTION SECURITY THREATS.

>>> THE PURPOSE OF THE BE COMMAND POST IS TO ENSURE THE FBI IS WELL POSITIONED TO RESPOND TO THAT'S RIGHT WOULD COME IN -- OR INFORMATION THAT WOULD COME IN THAT WOULD THREATEN OUR ELECTION SECURITY.

THOSE INCLUDE CRIMINAL THREATS, SUCH AS THREATS TO ELECTION WORKERS, FOREIGN MALIGNED INFLUENCE, CYBER THREATS, AND ACTS OF DOMESTIC VIOLENCE.

>> WITH ONE MORE ELECTION NOTE, TOMORROW NIGHT AS THE RESULTS COME IN, YOU CAN FOLLOW THOSE RUTS IN REAL-TIME ON OUR WEBSITE.

JUST SCAN THE QR CODE RIGHT NOW ON YOUR SCREEN AND GET LIVE RESULTS AND RETURNS ON LOCAL, STATE, AND NATIONAL RACES WHEN THEY COME IN TOMORROW.

THESE ARE THE LATEST ELECTION UPDATES FROM APP, AND YOU CAN FIND THEM BY SCANNING THAT QR CODE.

-- THE LATEST UPDATES FROM A.M. AND YOU CAN FIND THEM BY SCANNING THAT CODE.

SEVERAL NEWSPAPER OWNERS HAVE BLOCKED THEIR PUBLICATIONS FROM ENDORSING PRESIDENTIAL CANDIDATES THIS YEAR.

THOSE PAPERS INCLUDE THE WASHINGTON POST AND THE LA TIMES, AND GANNET, WHICH OWNS A NUMBER OF PAPERS ACROSS THE COUNTRY, INCLUDING THE ARIZONA REPUBLIC.

GANNETT IS ALLOWING ENDORSEMENTS FOR STATE AND LOCAL RACES, BUT NOT FOR PRESIDENT.

EARLIER TODAY, WE LEARNED MORE FROM NICOLE HARRIS, FROM ASU'S MEDIA ENTERPRISE.

>> NICOLE, THANK YOU SO MUCH FOR JOINING US.

WE APPRECIATE YOUR TIME ON THIS.

WHAT DO YOU MAKE OF THESE MAJOR -- AND I MEAN MAJOR GATEKEEPERS AND NEWSPAPERS DECIDING THAT THEY'RE NOT GOING TO ENDORSE THIS PRESIDENTIAL ELECTION?

>> YOU KNOW, I THINK IT'S AS MUCH ABOUT TIMING AS IT IS ABOUT THE ENDORSEMENT.

NEWSPAPERS THROUGHOUT HISTORY HAVE GONE BACK AND FORTH ARE THEY GOING TO BE PARTISAN, NON-PARTISAN, ENDORSE, NOT ENDORSE, THE ARIZONA REPUBLIC STARTED IN THE ARIZONA REPUBLICAN BACK IN 1890.

IT WAS A PARTY NEWSPAPER, AND NOT UNTIL 1930 DID IT BECOME THE ARIZONA REPUBLIC.

SO THERE'S A HISTORY OF GOING BACK AND FORTH ON THESE ENDORSEMENTS.

THE PROBLEM IS WHEN THEY DID IT.

BOTH SAID THEY HAD WRITTEN ENDORSEMENTS FOR KAMALA HARRIS.

BOTH EDITORIAL BOARDS HAVE BEEN WRITING CRITICAL EDITORIALS OF DONALD TRUMP ALL THE WAY THROUGH, AND SO FOR 11 DAYS BEFORE THE ELECTION TO BE TOLD BY THEIR OWNERS THAT THEY COULDN'T DO IT WAS WHAT REALLY, YOU KNOW, BOTHERED PEOPLE, BECAUSE IT REALLY, YOU KNOW, FAIRLY OR NOT, IT MAKES PEOPLE WONDER HOW MUCH CONTROL DO THESE OWNERS HAVE, AND ARE THE REST OF THE EDITORIALS TRULY THE VISION OF THE EDITORIAL BOARD OR THE OWNERS HAVING MORE INFLUENCE THAN THEY THOUGHT ON THE DECISIONS.

>> AND THE WASHINGTON POST SAID -- THE QUOTE WAS, WE'RE GOING BACK TO OUR ROOTS, PRE1980, I GUESS, AND THE QUOTE WAS CHARACTER AND COURAGE TO SERVICE THE AMERICAN ETHIC.

WHAT DOES THAT EVEN MEAN IN THIS CONTEXT?

>> YOU KNOW, REPUBLICANS HAVE A PARTICULAR SITUATION HERE IN D.C. AND HAVE BEEN DOING AGGRESSIVE COVERAGE ON THE CANDIDATES AND CRITICAL HE EDITORIALS OF DONALD TRUMP.

YOU HAVE TO REMEMBER THAT DONALD TRUMP HAS THREATENED THE PRESS.

ME TALKED ABOUT, YOU KNOW, PULLING BACK PRESS FREEDOMS AND THE FIRST AMENDMENT AND OBVIOUSLY HAS A VERY BAD RELATIONSHIP WITH THE MEDIA.

SO WHEN THEY PULLED THEIR ENDORSEMENT, IT WASN'T JUST PULLING AN ENDORSEMENT, I THINK A LOT OF PEOPLE FELT THAT THEIR OWNER DIDN'T HAVE SUPPORTIVE JOURNALISM.

SO I THINK THEY'RE IN A UNIQUE CONDITION THERE.

THEY'VE GONE BACK AND FORTH DO I ENDORSE, DO I NOT ENDORSE.

I THOUGHT THIS WAS REALLY INTERESTING.

THIS IS THE AMERICAN PRESIDENCY PROJECT, BACK IN 2008 INTO OF THE 100 LARGEST -- 92 OF THE 100 LARGEST NEWSPAPERS HE ENDORSED ONE WAY OR THE OTHER.

IN 2020 ONLY 52 ENDORSED.

THIS YEAR 3/4 OF THE TOP 100 NEWSPAPERS ARE NOT ENDORSING.

SO THIS GOES FAR BEYOND THE WASHINGTON POST AND THE L.A. TIMES.

>> AND GANETT BASICALLY TOLD ITS NEWSPAPER, ITS NEWS ORGANIZATIONS IT'S OKAY FOR LOCAL AND STATE, JUST DON'T DO PRESIDENTIAL.

WHAT'S THE REASONING BEHIND IT?

WHAT ARE WE TALKING ABOUT HERE?

>> I DON'T WANT TO SPEAK FOR GANETT BUT JUST LOOKING AT OTHER -- ALL OF THESE ORGANIZATIONS MARK REN COMING TO THE SAME CONCLUSION, THAT IT'S FINE TO DO LOCALS, BUT NOT PRESIDENT.

WHICH STRIKES SOME PEOPLE AS ODD BECAUSE AN EDITORIAL BOARD AND OPINION PAGE, WHICH IS SEPARATE FROM THE NEWS DIVISION.

I DON'T KNOW IF A LOT OF PEOPLE UNDERSTAND THAT THEY ARE COMPLETELY SEPARATE, THAT THEY CAN OPINE OR WRITE ABOUT ANYTHING EXCEPT FOR THE HIGHEST OFFICE IN THE LAND.

THE REASON FOR THAT IS A COUPLE OF THINGS, THE PEOPLE WHO HAVE DECIDED AGAINST ENDORSEMENTS SAY, IT DOESN'T MAKE A DIFFERENCE ANYWAY.

THEY SAY IT ALIENATES TOO MANY READERS AND WITH THE STRUGGLING NEWS INDUSTRY, NEWS ORGANIZATIONS NEED EVERY READER THEY CAN GET, HENCE, THEY ALSO THINK THAT THEY HAVE A BIGGER INFLUENCE ON LOCAL ELECTIONS THAN THEY DO ON NATIONAL ELECTIONS.

AND THAT'S NOT ALONE.

A LOT OF NEWS ORGANIZATIONS ARE GOING THE SAME WAY.

AND I THINK THERE'S VERY GOOD REASONS FOR EDITORIALS, VERY GOOD REASONS.

HISTORICALLY NEWSPAPER EDITORS AND OPINION WRITERS DO A TON OF RESEARCH.

THEY INTERVIEW CANDIDATES, THEY INTERVIEW ISSUES, THEY REALLY JUST WANT TO PUT OUT AN EXPERT WITHIN OPINION.

THEY'RE JUST SAYING HERE'S ONE EXPERT OPINION TO PUT IN YOUR SERIES OF DISCUSSIONS.

ON THE OTHER SIDE, I UNDERSTAND THAT IN THIS CLIMATE, IF YOU'RE GOING TO ALIENATE HALF YOUR READERS, THAT MAY NOT BE A GOOD DECISION BECAUSE IT COULD IMPACT YOUR ABILITY TO DO FURTHER JOURNALISM IN THE PUBLIC INTEREST.

I HONESTLY CAN SEE THE ARGUMENTS FOR AND AGAINST ENDORSEMENTS.

AGAIN, I THINK THE PROBLEM HERE IS THE TIMING, AND BY PULLING IT 11 DAYS BEFORE THE ELECTION AFTER THE EDITORIALS HAVE BEEN WRITTEN, IT STRUCK A LOT OF PEOPLE AS OWNERS GETTING INVOLVED IN OPINIONS AND ENDORSEMENTS AND THAT'S REALLY NOT THEIR ROLE.

>> AND AS YOU REFER TO -- THE DONALD TRUMP HAS HAD PREVIOUS RUN-INS WITH JEFF BEZOS, HAS THREATENED TO GO AFTER BEZOS' BUSINESSES AND BLUE ORIGIN, BEZOS' COMPANY, THEY HAD A 3.4 BILLION DOLLAR CONTRACT GOING ON HERE.

AND IT JUST DOESN'T SMELL RIGHT, NICOLE.

>> YOU KNOW, AS JOURNALISTS WE HAVE TO GUARD AGAINST EVEN THE APPEARANCE OF IMPROPRIETY.

AND JEFF BEZOS WROTE AN ESSAY WHERE YOU TALKED ABOUT HE WISHED THAT IT HAD HAPPENED SOONER, IT HAD NOTHING TO DO WITH HIS COMPANIES, EVEN THOUGH HIS EXECUTIVES MET WITH TRUMP THE SAME DAY, THEY DECIDED NOT TO ENDORSE.

HE SAID, TRUST ME, I'M A PRINCIPLED MAN.

BUT THE PROBLEM IS, TO YOUR POINT EXACTLY, IS THE APPEARANCE.

THE APPEARANCE OF INFLUENCE, THE APPEARANCE OF ONE OF THE WASHINGTON POST WRITERS SAID THEY LOOKED LIKE THEY'RE PREEMPTIVELY BENDING THE KNEE TO THE NEW PRESIDENT.

AND THAT'S A DANGEROUS PLACE FOR NEWSPAPERS TO BE WHEN CREDIBILITY IS WHAT THEY SELL, CREDIBILITY IS WHAT BRINGS READERS TO THEM.

>> AND WITH THE L.A. TIMES, I MEAN, THE QUESTION OF TIMING, THIS COULD HAVE BEEN DONE MONTHS AGO, THIS COULD HAVE BEEN DONE YEARS AGO, AND YET IT'S DONE RIGHT UP TO THE VERY TIP OF THIS ELECTION.

>> THAT'S EXACTLY RIGHT, AND THAT'S WHAT THEY'RE HAVING A PROBLEM WITH, AS WELL, AND THE EDITORIAL PAGE EDITOR SAYS YOU KNOW IT REALLY CALLS INTO QUESTION ALL OF OUR JUDGMENT.

LIKE YOU'VE BEEN PRETTY, YOU KNOW, READY -- WRITING EDITORIALS ABOUT PRO HARRIS AND SOME OF THE PROBLEMS WITH TRUMP ALL ALONG.

WHY DID YOU DECIDE AT THE VERY END, WHY DID YOUR OWNER DECIDE THAT?

AGAIN, THEY'RE UPSET -- YOU KNOW, THEY WONDER, WILL THE PUBLIC TRUST THE EDITORIAL AGAIN, WILL THE PUBLIC THINK THAT THE OWNERS ARE HAVING INFLUENCE IN THE FUTURE WHEN THE OWNERS CLEARLY HAD INFLUENCE THIS TIME AROUND.

>> LAST QUESTION.

YOU GIVE SOME NUMBERS AS FAR AS EDITORIAL ENDORSEMENTS FROM MAJOR NEWSPAPERS OVER THE YEARS.

OBVIOUSLY DECLINING BIG TIME THIS GO AROUND.

IS THIS JUST A MOMENT OF TIME, OR IS THIS A TREND THAT WILL CONTINUE?

>> I THINK IT'S A TREND THAT WILL CONTINUE.

BUT LIKE YOU'VE SEEN, YOU KNOW, THE NEWS BUSINESS AND CULTURE HAVE BEEN ON A PENDULUM THING.

WE STARTED IN 1890 WITH, YOU KNOW, THE REPUBLICAN.

AND IT BECAME MORE CENTER, AND THEN IT BECAME -- PEOPLE BEGAN TO DO ENDORSEMENTS AND NOW THEY'RE DECIDING NOT TO DO ENDORSEMENTS.

I DO THINK THAT'S THE TREND RIGHT NOW BUT WHO KNOWS WHAT WILL HAPPEN IN THE FUTURE.

>> I BET YOU THERE'S ALL SORTS OF FOLKS BACK THERE TALKING ABOUT THIS POST DECISION.

>> OH, ABSOLUTELY.

THEY HAVE ALREADY LOST 250,000 SUBSCRIBERS.

SO A LOT OF PEOPLE ARE UPSET ABOUT IT.

AND YOU CAN MAKE YOUR OWN DECISION WHETHER TO ENDORSE OR NOT TO ENDORSE, IT'S THE TIMING AND APPEARANCE OF IMPROPRIETY THAT HAD EVERYBODY UPSET.

>> NICOLE CAROL, THANK YOU SO MUCH FOR JOINING US.

WE APPRECIATE IT.

>> THANK YOU.

THE ANNUAL ENROLLMENT PERIOD FOR MEDICARE IS ALREADY UNDERWAY AND WILL END DECEMBER 7TH.

THAT MEANS LOTS OF FOLKS ARE CURRENTLY SIGNING UP FOR MEDICARE, AND ACCORDING TO EXPERTS, THAT MEANS LOTS OF THOSE FOLKS ARE MAKING SOME COMMON ENROLLMENT MISTAKES.

TO LEARN ABOUT THESE MISTAKES AND HOW BEST TO AVOID THEM, WE WELCOME DR. LEO ODLE WITH OPTUM- ARIZONA.

THANKS FOR JOINING US.

>> THANKS FOR HAVING HE ME.

>> OCTOBER 15th THROUGH DECEMBER 7th, A GENERAL ENROLLMENT PERIOD FROM JANUARY 1st -- WHY ARE THERE EVEN DATES THON?

WHY ARE THERE DEADLINES?

>> IT'S GOVERNMENT.

IF YOU DON'T PUT DEADLINES ON THINGS, PEOPLE DON'T GET THINGS DONE.

YOU DO NEED TO SIGN UP FOR YOUR INSURANCE PLAN AND DECIDE SO THEY CAN BUDGET APPROPRIATELY.

>> IF YOU'RE OVER 65, YOU DO NOT NEED TO ENROLL IN MEDICARE.

IT'S A GOOD IDEA, BUT YOU DON'T NEED TO ENROLL IN MEDICARE, CORRECT?

>> YOU DO NEED TO NOTIFY THEM THAT YOU'RE GOING TO ENROLL IN MEDICARE.

IF YOU'RE STILL WORKING AT 65, YOU MAY NOT WANT TO ENROLL IN MEDICARE.

>> IF YOU'RE STILL WORKING AND DON'T NEED THE MEDICARE, DO YOU STILL NEED TO NOTIFY THEM?

>> I BELIEVE THAT YOU DO.

>> OKAY.

FOR THOSE UNDER THE AGE OF 65, WHO QUALIFIES FOR MEDICARE.

>> PEOPLE WHO ARE DISABLED, PEOPLE WITH SPECIAL MEDICAL DIAGNOSIS, TRANSPLANT PATIENTS WILL QUALIFY FOR IT, AS WELL.

AND GENERALLY DISABLED PEOPLE.

>> ALL RIGHT.

YOU GOT THE FIVE MISTAKES FOR THOSE TO ENROLL IN MEDICARE.

NUMBER 1, DON'T LET THE AUTOMATIC PLAN RENEWAL MAKE THAT CHOICE FOR YOU.

WHAT DOES THAT MEAN?

>> AUTOMATICALLY ENROLL IS EXACTLY WHAT IT SOUNDS.

YOUR INSURANCE COMPANY WILL SEND YOU A NOTICE WE'LL PUT YOU IN THE SAME PLAN NEXT YEAR BUT THE PROBLEM IS YOUR HEALTHCARE MIGHT HAVE CHANGED YEAR TO YEAR.

THAT SAME PLAN YOU'RE IN THIS YEAR MIGHT NOT BE APPROPRIATE FOR YOU NEXT YEAR.

YOU DO NEED LOOK AT THAT CLOSELY.

>> AND IT'S JUST GENERAL CIRCUMSTANCES, CORRECT?

>> ABSOLUTELY.

>> YEAH.

NUMBER 2, IS DON'T IGNORE YOUR ANNUAL NOTICE OF CHANGE.

KIND OF SIMILAR TO NUMBER 1.

>> IT IS SIMILAR.

THE FIRST ONE IS YOU CHANGING AND YOUR HEALTHCARE WITH YOUR ANNUAL AUTOMATIC RENEWAL.

THE ANNUAL NOTICE OF CHANGING IS AN ANNUAL NOTICE THAT COMES EVERY YEAR, AND THE INSURANCE COMPANIES WILL CHANGE WHAT THEY'RE GOING TO COVER AND THEIR BENEFITS AND THEIR GENERAL CONDITIONS OF THEIR PLAN EVERY YEAR.

AND YOU NEED TO READ THAT.

JUST BECAUSE YOUR PLAN WAS GREAT THIS YEAR DOESN'T MEAN THAT'S GOING TO BE GREAT NEXT YEAR.

IT MIGHT CHANGE FOR YOU.

>> CAN IT CHANGE SIGNIFICANTLY?

>> IT'S CHANGING VERY SIGNIFICANTLY THIS YEAR WITH THE PRESCRIPTION DRUG BENEFIT.

WE'RE GOING AWAY FROM THIS DONUT HOLE MAD CONTINUES TO MUCH MORE $2,000 MAX OUT-OF-POCKET.

>> OKAY.

SO AGAIN IF IT IMPACTS BUDGET, IF IT IMPACTS HEALTHCARE, YOU GOTTA BE AWARE OF IT, STAY ON TOP OF IT.

>> KEEP ON TOP IT.

>> AND FOLKS DON'T.

>> THEY DON'T.

THEY GET LAZY AND HAPPY WITH THEIR PLAN, AND THEN THINGS CHANGE ON THEM, THEIR OWN HEALTH CHANGES, THEIR PLANNING CHANGES, AND THEN THEY'RE NO LONGER HAPPY.

>> FOLKS ARE ALSO PRICE CONSCIOUS AND YOUR MISTAKE NUMBER 3 IS DON'T BASE YOUR PLAN ON PREMIUM ALONE.

YOU GET WHAT YOU PAY FOR HERE?

>> ABSOLUTELY.

YOU MAY LOOK AT THAT AND SAY THIS ONE IS GOING TO GIVE ME BETTER DENTAL BUT NOW YOU'RE PAYING MORE FOR YOUR PRESCRIPTION DRUG BENEFIT OR MORE FOR YOUR SPECIALIST OR MORE FOR YOUR PRIMARY CARE.

YOU NEED TO LOOK AT YOU AS AN SPREAD WHAT YOUR NEEDS ARE AND TALK TO AN INSURANCE SPECIALIST, AN ADVISER.

>> AND THINGS LIKE ROUTINE VISION AND DENTAL, YOU GOTTA BE -- WHAT'S THERE AND WHAT'S NOT.

>> YOU CAN GET IT IN SOME PLANS, ABSOLUTELY.

OTHER PLANS YOU CAN'T.

BUT YOU MIGHT GET BETTER PRESCRIPTION DRUG COVERAGE WITH THOSE.

>> AND OUT-OF-POCKET COSTS CAN, AGAIN, BE SIGNIFICANT.

>> THEY ABSOLUTELY CAN BE.

>> AND WHEN PEOPLE DO SIGN UP FOR MEDICARE, HOW DO THEY FIGURE OUT WHAT RED LIGHT OUT-OF-POCKET COSTS AND IF THEY'VE CHANGED?

>> THAT'S WHERE YOU REALLY NEED TO TALK TO AN ADVISER, AND THEY HAVE COMPUTER ADVISERS ONLINE THAT CAN HELP YOU, YOU ENTER YOUR PHYSICIANS IN THERE, YOUR HEALTH CONCERN AND MEDICATIONS AND IT CAN TELL YOU WHICH PLANS WORK BEST FOR YOU.

I LIKE PEOPLE.

I ENCOURAGE TO YOU TALK TO AN INSURANCE SPECIALIST?

WHAT ABOUT YOUR NEIGHBOR, YOUR BEST FRIEND, YOUR COUSIN, AND THEY SAY, I'VE GOT THIS.

WHAT ABOUT THAT?

>> AND YOU YOUR NEIGHBOR HAVE DIFFERENT HEALTH CONCERNS WHO TAKE DIFFERENT MEDICATIONS.

HAVE YOU DIFFERENT DOCTORS.

EVEN WITH YOUR SPOUSE, A LOT OF PEOPLE THINK, WELL, MY SPOUSE HAS THIS PLAN, I HAVE TO HAVE THIS PLAN.

THAT'S NOT TRUE.

YOU CAN HAVE DIFFERENT PLANS BECAUSE YOU'RE DIFFERENT PEOPLE.

>> SO WITH THAT IN MIND, WHAT ARE -- YOU KIND OF REFERRED TO THIS EARLIER BUT WHAT DO YOU LOOK AT, GIVE ME A TOP 3, IS IT PRICE, IS IT OPTIONS, WHAT DO YOU LOOK AT, I THINK YOU LOOK AT YOUR COVERAGE, WHAT DO YOU NEED.

DO YOU NEED SPECIALIST COVERAGE.

LOOK AT WHICH DOCTORS ARE NETWORKED FOR YOU.

IF YOU'RE IN THE MIDDLE OF CHEMOTHERAPY YOU DON'T WANT TO CHANGE DOCTORS, BUT CONTINUING WITH THE DOCTORS THAT YOU'RE GETTING TREATMENT FROM, YOU WANT TO MAKE SURE YOUR PRIMARY CARE DOCTOR, YOUR QUARTERBACK OF YOUR HEALTHCARE TEAM IS THERE, YOU WANT TO MAKE SURE THAT YOUR MEDICATIONS ARE COVERED, AND I'VE SEEN THIS A LOT WHERE PEOPLE SIGN UP FOR ONE PLAN AND THEIR OLD PLAN COVERED IT BUT THEIR NEW PLAN DOESN'T.

AND.

>> SYSTEM 5, FIVE COMMON MISTAKES OF CONFEDERATE HEIR ENROLLEES, DON'T ASSUME THAT YOU DON'T QUALIFY FOR HELP WITH MEDICARE COSTS.

>> THERE ARE SEVERAL PROGRAMS OUT THERE, FEDERAL AND STATE, THAT CAN HELP YOU PAY FOR, IN PARTICULAR MEDICATIONS, AND THEY'RE USUALLY BASED ON NEED, ON FINANCIAL NEED.

SOME OF THEM ARE BASED ON YOUR HEALTH STATUS.

BUT MAKING SURE YOU LOOK AT THOSE.

SOME OF THE SPECIALS AREN'T THAT LOW.

YOU MIGHT MAKE THEM AND NOT THINK THAT YOU COULD.

>> HOW DO YOU NO THEY?

IS THERE A FORMULA?

>> THERE ARE FORMULAS AND TABLES AND, AGAIN, AN ADVISER, SOMEONE WHO IS REALLY EQUIPPED.

IT CHANGES SO MUCH EVERY YEAR.

THESE PEOPLE TAKE CLASSES IN THIS TO LEARN THIS EVERY YEAR.

>> AND THAT'S WHAT I WAS GOING TO ASK YOU, IT JUST SEEMS AS THOUGH IT CAN BE REALLY CONFUSING IF YOU'RE NOT -- YOU KNOW, WE DON'T SPEND OUR 24/7 IN THE MEDICAL INDUSTRY WITH MEDICARE.

>> IT CAN BE OVERWHELMING.

>> VERY MUCH SO.

>> AND ESPECIALLY IF YOU'RE A SENIOR, AND YOU'RE NOT COMPUTER SAVVY, YOUR VISION MAY NOT BE AS WELL, SO YOU'RE NOT READING THE PAMPHLETS AS WELL AS THEY COME IN.

THE PRINT CAN BE VERY SMALL.

GETTING HELP WITH THAT IS A BIG DEAL.

>> AND WE'RE NOT EVEN MENTIONING MEDICARE ADVANTAGE PART D, ALL OF THESE OTHER ASPECTS THAT CAN ADD TO THE CONFUSION.

>> MEDICARE ADVANTAGE, MEDICARE PART D, TRADITIONAL MEDICARE, THEY ALL HAVE DIFFERENT FLAVORS OF PROBLEMS YOU CAN ENCOUNTER.

>>> AND BY THE WAY, WHAT IS MEDICARE ADVANTAGE?

>> MEDICARE ADVANTAGE IS A COMPREHENSIVE PLAN WHERE YOU ASSIGNED TO A PRIMARY CARE DOCTOR WHO MANAGES YOUR CARE THROUGH THE HEALTHCARE SYSTEM.

THEY GIVE YOU A LOT OF STRUCTURE AND GUIDANCE AND HELP YOU GET THE BEST HEALTHCARE YOU CAN GET.

>> WHO IS BEST SUITED FOR IT?

>> FOR MEDICARE ADVANTAGE.

>> ANYONE WHO WANTS TO GET INTO IT.

IT'S LOWER COST FOR YOU.

YOU GET MEDICARE PROFESSIONALS, A TEAM OF DOCTORS, YOU GET A PRIMARY CARE DOCTOR WHO WILL HELP GUIDE YOU THROUGH.

>> SO IT'S JUST BASICALLY YOUR SITUATION IS KIND OF HARD INSTEAD OF THE GENERALITY OF OTHERS.

>> I THINK SENIORS CAN BENEFIT, ESPECIALLY IF YOU HAVE A LOT OF HEALTHCARE NEEDS.

>> SO MEDICARE ADVANTAGE IS SOMETHING TO LOOK INTO.

>> YES.

>> ALL RIGHT, DR. LEO ODLE, THE FIVE COMMON MISTAKES OF ENROLLING IN MEDICARE, THANK YOU SO MUCH.

>> THANK YOU.

>> ITS U.S. CONSTITUTION ESTABLISHED A FEDERAL DEMOCRATIC REPUBLIC WHICH CONSISTS OF 50 SOVEREIGN STATES CALLED A REPRESENTATIVE DEMOCRACY BECAUSE PEOPLE GOVERN THEMSELVES AND ELECT REPRESENTATION BY VOTING.

TECHNICALLY AMERICA IS A MULTI-PARTY SYSTEM.

IT'S JUST THAT AMERICA HAS PRETTY MUCH ALWAYS HAD TWO MAJOR PARTIES.

YOU UNDERSTAND WHY WE MUST FIRST LOOK AT HOW THE COUNTRY'S ELECTIONS WORK.

THE U.S. SYSTEM REPRESENTATION IS BASED ON WHO WINS THE MOST VOTES IN EACH DISTRICT.

NOT NECESSARILY A MAJORITY OF THE VOTES CAST.

IN ADDITION EACH DISTINCT AREA, WHETHER CONGRESSIONAL DISTRICT, STATE OR, IN THE CASE OF THE PRESIDENT EASY, THE NATION AS A WHOLE, IS REPRESENTED BY A SINGLE NUMBER RATHER THAN PROPORTIONAL REPRESENTATION BASE ON THE NUMBER OF VOTES RECEIVED.

WITH THAT WINNERS TAKE ALL APPROACH HAS RESULT IN THE BALANCE OF TWO MAIN PARTIES.

ELECTION ANXIETY IS A REAL THING.

BUT HAVING PETS AROUND CAN HELP CALM NERVES AND RELIEVE STRESS.

TOMORROW, ON ELECTION DAY, THE ARIZONA HUMANE SOCIETY WILL BE WORKING TO RELIEVE ELECTION ANXIETY BY TAKING PUPPIES TO THE POLLS.

KELSEY DICKERSON FROM ARIZONA HUMANE SOCIETY IS HERE TO TELL US MORE, AND ALSO JOINING US IS ED LORD AFFECTWART.

GOOD TO HAVE YOU HERE.

>> THANK YOU SO MUCH.

HE JUST WOKE UP FROM A NAP, SO HE'S BEING A LITTLE QUIET RIGHT.

YOU A GOOD-LOOKING DOG.

WHAT KIND OF DOG IS THAT?

>> WE HAVE HIM AS A LAB-MIX.

HE WAS ACTUALLY RESCUED BY OUR FEEL TEAM EARLIER THIS MONTH ALONG WITH HIS LITTER MATES, THEY WERE LETHARGIC, COVERED IN TICKS AND UNDERWEIGHT.

BUST ONLY 14 WEEKS OLD AND HE IS THIS BIG.

SO HE IS GOING TO BE A BIG BEAUTIFUL PUP.

>> HE'S GOT SOME LONG LEGS AND BIG FEET AND BIG EARS AND A LITTLE SMILE.

>> YOU GUYS MADE FRIENDS BEFORE WE STARTED SO I THINK HE'S EXCITED TO BE HERE.

>> OKAY.

THE IMPACT OF JUST HAVING PETS DOWN AT POLLING PLACES, PEOPLE ARE STANDING IN LINE, GETTING A LITTLE TESTY HERE, TALK ABOUT THAT.

>> OH, MY GOODNESS.

SO WE DID THIS ACTUALLY BEFORE THE PANDEMIC STARTED AND THE RESULTS WERE INCREDIBLE.

PEOPLE WERE STANDING IN LINE SOMETIMES FOR A LONG TIME, SOMETIMES THEY'RE IN A RUSH TO GET TO WORK BUT DON'T GET THAT TIME OFF, MAYBE THEY HAVE FAMILY AT HOME, BUT THEY WANT TO DO THEIR CIVIC DUTY, SO THE ARIZONA HUMANE SOCIETY CAME UP WITH THE IDEA TO BE ABLE TO BRING PUPPIES TO THE POLLS BECAUSE WHEN YOU SEE AN ADORABLE LITTLE PUP LIKE THIS AND ESPECIALLY WHEN YOU KNOW THAT THEY'RE GOING TO GO INTO A LOVING FOREVER HOME, ESPECIALLY AFTER, YOU KNOW, WHAT THEY'VE BEEN THROUGH, PRIOR TO BEING RESCUED, IT DEFINITELY RIGHT BRIGHTENS SPIRITS AND HELPS WITH THE ELECTION ANXIETY.

>> DO YOU KIND OF WALK THE LINES?

>> WE SHOW UP TO DIFFERENT POLLING LOCATIONS AND HAVE DIFFERENT PUPPIES AND WE WALK THE LINES, AND IF ANYBODY WANTS TO TAKE PHOTOS WITH THEM, MAYBE INTERACT WITH THEM WHILE THEY'RE WAITING IN LINE.

YOU DO NOT HAVE TO GET OUT OF LINE.

SO WE JUST WANT TO MAKE SURE THAT WE COME THERE AND WE SUPPORT, YOU KNOW, OUR FELLOW CONSTITUENTS, AND NO MATTER WHAT SIDE OF THE AISLE THAT YOU'RE ON, I THINK WE CAN ALL AGREE THAT PUPPIES ARE GREAT.

>> YEAH, KIND OF HARD TO BE AGAINST PUPPIES.

>> AND STUDIES SHOW THAT INTERACTION WITH DOGS REALLY DOES CALM THE NERVES.

>> ABSOLUTELY.

SO IT DEFINITELY SHOWS TO DECREASE STRESS LEVELS, ANXIETY LEVELS, AND ACTUALLY IT CAN HELP YOU WITH YOUR HEART AND CAN ALSO HELP YOU, YOU KNOW, EXERCISE MORE, GET OUT AND GET MORE COMPANIONSHIP.

>> IT DOESN'T REALLY MATTER THE BREED, DOESN'T REALLY MATTER IF IT'S YOUR DOG, CORRECT?

>> EXACTLY.

JUST ANIMALS IN GENERAL HELP US IMMENSELY.

AND THAT'S WHAT WE TALK ABOUT THE AT THE ARIZONA HUMANE SOCIETY, ESPECIALLY NOW, YOU KNOW, THINGS CAN BE VERY POLARIZING.

THE WINTER MONTHS ARE COMING WHICH MEANS IT'S GOING TO GET DARKER SOONER, SO HAVING THAT COMPANION AT YOUR HOME DEFINITELY IS A WONDERFUL THING.

SO IF YOU ARE IN THE MARKET, HE'S FALLING ASLEEP AGAIN -- IF YOU ARE IN THE MARKET, YOU KNOW, IF YOU'VE ALREADY PUT IN YOUR BALLOT, OF COURSE YOU CAN ALWAYS COME BY AND GET YOUR PUPPY, KITTEN OR EVEN CRITTER CUDDLES.

>> YEAH, I GUESS WHEN YOU HAVE A PET IT KEEPS YOU FROM FOCUSING TOO MUCH ON YOURSELF TOO, DOESN'T IT.

>> ABSOLUTELY, GIVING SOMETHING BACK BIGGER THAN YOURSELF AND THIS IS TRUE UNCONDITIONAL LOVE.

THIS IS SOMETHING THAT RELIES ON YOU FOR THEIR WHOLE LIFE, AND THAT'S EXACTLY WHAT WE DO, WE PROVIDE RESOURCES TO PET OWNERS AS WELL TO HELP KEEP THEM IN LOVING HOMES AND EDUCATE PEOPLE ON HOW TO BEST CARE FOR THOSE PETS.

>> HOW MANY POLLING PLACES DO YOU THINK YOU GUYS WILL BE HITTING UP?

>> TOMORROW WE'RE ONLY GOING TO FOCUS ON ONE.

IT WILL BE MORE CENTRALLY LOCATED BECAUSE WE HAVE OTHER EVENTS GOING ON, BUT WE'RE VERY EXCITED AND CAN'T WAIT.

AND LIKE I SAID, YOU KNOW, EVEN IF WE DON'T COME TO YOUR POLLING LOCATION TOMORROW, YOU CAN ADOPT, FOSTER OR VOLUNTEER TO BE ABLE TO GET THOSE PET CUDDLES AND TO KNOW THAT YOU'RE MAKING A DIFFERENCE.

>> IT IS LORD AFFECTWHITE SOX, WILL HE BE THERE?

>> HE MIGHT BE.

HE HAS PROVEN TO BE A REALLY GOOD PET, LORD FARWOK.

BUT HE IS AVAILABLE AT OUR SUNSET LOCATION.

>> AND I WAS GOING TO ASK, WHEN YOU TAKE THESE DOGS TO A POLLING PLACES, IT'S A NICE WAY TO SHOW OFF DOGS.

>> YES, ALL OF THE PUPS THAT WE TAKE TOMORROW WILL BE AVAILABLE FOR ADOPTION.

AND OF COURSE, PUPPIES CAN BE A LOT OF WORK.

HE'S KIND OF TRICKY EVERYONE RIGHT NOW BECAUSE HE'S A LITTLE SLEEPY BUT THEY'RE A LOT OF WORK.

NOVEMBER IS SENIOR PET AWARENESS MONTH WHICH ARE ABSOLUTELY AMAZING PETS, EVEN THOUGH OUR YOUNGER PETS GET ADOPTED A LITTLE BIT QUICKER WE ABSOLUTELY HAVE WONDERFUL PETS FOR ALL PEOPLE AND ALL LIFESTYLES.

>> AND GOOD THING FOR THE DOG, SOCIALIZING THEM.

>> YES, SOCIALIZATION IS SO KEY ESPECIALLY IN THIS CRITICAL POINT, AND THAT'S WHY WE'LL WANT PETS A LITTLE BIT SMALLER, MIGHT NOT BE THE PERFECT ONE FOR LORD, BECAUSE HE DOES GET HEAVY REALLY QUICK, BUT NOT FULLY IMMUNIZED YET SO YOU'RE NOT ABLE TO REALLY TAKE THEM TO DOG PARKS OR THINGS LIKE THAT.

SO HE'S REALLY FALLING SLEEP.

>> IT'S NOT THAT BORING.

HELP US OUT HERE.

>> IT'S LIKE, WE WERE TALKING ABOUT THE ELECTION.

>> YEAH, I HEARD ENOUGH ABOUT THAT.

>> HAVE YOU DONE THIS IN PREVIOUS YEARS?

>> YES, WITH HE DID THIS BEFORE THE PANDEMIC, AND THEN OBVIOUSLY WITH THE PANDEMIC WE WEREN'T ABLE TO CONTINUE IT.

BUT 2024 IS A PERFECT TIME TO BE ABLE TO RAMP IT BACK UP.

>> AND THE RESPONSE I IMAGINE HAS BEEN WONDERFUL.

>> IT'S BEEN AMAZING.

EVERYONE JUST LIGHTS UP WHEN THEY SEE THESE LITTLE PUBLICLYS AND BEING ABLE TO SPREAD THE AWARENESS OF WHAT THE ARIZONA HUMANE SOCIETY DOES AND SEE A LIFE SAVED, IT REALLY MAKES A DIFFERENCE WHEN IT COMES TO ADVOCACY FOR THE PETS THAT WE CARE FOR.

>> WELL, KELSEY DICKERSON, AGAIN, ARIZONA HUMANE SOCIETY AND THE VERY CHILL LORD FARKWOT, AS WELL.

GOOD LUCK TO YOU TOMORROW AND YOUR PETS AND YOUR ANIMALS, AND THANK YOU SO MUCH FOR JOINING US.

NICE SEEING YOU, BIG FELLA.

THANKS FOR JOINING US.

>> THANK YOU.

>> AND THAT IS IT FOR NOW.

I'M TED SIMONS.

THANK YOU SO MUCH FOR JOINING US.

YOU HAVE A GREAT EVENING.