>>> MAYOR FUNDING FOR KPBS EVENING EDITION HAS BEEN MADE POSSIBLE IN PART BY BILL HOWE FAMILY OF COMPANIES.

PROVIDING SAN DIEGO WITH PLUMBING, HEATING, AIR, RESTORATION, AND FLOOD SERVICES FOR OVER 40 YEARS.

CALL 1-800-BILLHOWE OR VISIT BILLHOWE.COM.

AND BY THE CONRAD PREBYS FOUNDATION.

AND BY THE FOLLOWING.

AND, BY VIEWERS LIKE YOU.

THANK YOU!

>>> IS SAN DIEGO READY FOR DRIVERLESS TAXIS TO HIT THE STREETS?

THANKS FOR JOINING US, I'M JOHN CARROLL IN FOR MAYA TRABULSI.

THE METROPOLITAN TRANSIT SYSTEM BOARD VOTED THIS WEEK TO OPPOSE WAYMO'S EXPANSION TO AMERICA'S FINEST CITY.

JACOB AYER SAYS THEY WANT MORE LOCAL OVERSIGHT AND REGULATION OF DRIVERLESS VEHICLE TECHNOLOGY.

>> Reporter: SAN DIEGO MTS BOARD APPROVED IN A 12-0 VOTE TO ALLOW DRIVERLESS VEHICLES.

>> IT IS COMPLETELY UNACCEPTABLE THAT THE RESIDENTS OF SAN DIEGO, THE DECISION MAKERS IN SAN DIEGO DON'T HAVE ANY SAY AS TO WHETHER OR NOT AUTOMATED VEHICLES ARE OPERATING ON OUR ROADS.

>> Reporter: HE IS AN MTS BOARD MEMBER.

HE PROPOSED THE RESOLUTION BECAUSE HE IS CONCERNED ABOUT THE IMPACT WAYMO COULD HAVE ON JOBS AND PUBLIC SAFETY.

WAYMO'S DATA SHOWS THEIR VEHICLES ARE SAFER THAN THE AVERAGE HUMAN DRIVER.

BUT THE COMPANY'S VEHICLES WERE FOUND TO HAVE ILLEGALLY PASSED STOPPED SCHOOL BUSES IN TEXAS IN RECENT MONTHS.

THE MTS BOARD IS PROTESTING TO THE CALIFORNIA PUBLIC UTILITIES COMMISSION AND THE CALIFORNIA DEPARTMENT OF MOTOR VEHICLES.

THE AGENCY'S OVERSEA PERMITTING AND APPROVAL OF AUTONOMOUS VEHICLES.

>> TAKING THAT POSITION GAVE MTS THE AUTHORITY TO ENGAGE IN THE PROCESS AND SAY WE DON'T WANT THEM HERE.

>> Reporter: THE BOARD APPROVED SUPPORTING AN OUTRIGHT BAN OF DRIVERLESS VEHICLES AT SAN DIEGO INTERNATIONAL AIRPORT.

BUT NOT EVERYONE AGREES WITH THE MTS VOTE.

>> MANY SENIORS ARE OPPOSED OR HAVE CONCERNS ABOUT GETTING INTO A CAR WITH SOMEBODY THEY DON'T KNOW.

A STRANGER.

>> Reporter: PAUL DOWNY IS WITH SAN DIEGO SENIORS COMMUNITY FOUNDATION.

HIS ORGANIZATION PARTNERED WITH WAYMO IN DECEMBER TO SHOW OFF THE NEW TECHNOLOGY TO THEIR SENIOR COMMUNITY.

>> MANY FOLKS HAVE TO GIVE UP DRIVING AND THEY STILL HAVE TO GET TO DOCTOR'S APPOINTMENTS.

THEY HAVE TO GET TO SEE THEIR FAMILIES.

FRIENDS, GO GROCERY SHOPPING AND WE SEE THE AUTONOMOUS VEHICLE AS A PARTIAL SOLUTION TO THE CHALLENGE.

>> Reporter: KPBS REACHED OUT TO WAYMO ABOUT THE RESOLUTION.

THEY HAD NO COMMENT.

THE COMPANY PREVIOUSLY TOLD KPBS THEY PLAN TO EXPAND INTO SAN DIEGO AT SOME POINT IN 2026 STARTING WITH A FLEET OF ABOUT A DOZEN DRIVERLESS TAXIS.

JACOB AYER, KPBS NEWS.

>>> OVERNIGHT TONIGHT, WE'LL SEE A PRETTY WIDESPREAD LAYER OF MARINE FOG.

LOW CLOUDS OVER THE OCEAN.

KIND OF CREEP INTO THE COASTLINE.

THIS WILL BE A LITTLE MORE STUBBORN THAN IT HAS BEEN IN RECENT DAYS.

OVERNIGHT, WE WILL DROP DOWN TO 50 INTO SAN DIEGO.

49 RAMONA.

BORREGO SPRINGS, 47.

WE WILL CONTINUE TO BE UNDER A RIDGE FOR THE MOST PART ACROSS THE WEST.

MAYBE A LITTLE CHANGE AT THE END OF NEXT WEEK.

DETAILS AHEAD.

>>> TENSIONS REMAIN HIGH IN MINNEAPOLIS AS A NEWLY RELEASED REPORT PROVIDES NEW DETAILS ABOUT THE DEADLY SHOOTING OF RENEE GOOD BY AN I.C.E.

OFFICER.

STATE AND LOCAL LAWMAKERS ARE URGING THE COMMUNITY TO REMAIN CALM EVEN AS PRESIDENT TRUMP THREATENS TO DEPLOY U.S.

TROOPS TO MINNESOTA.

MICHAEL YOSHITA REPORTS.

>> Reporter: PROTESTING ERUPTING AGAIN OVERNIGHT IN MINNEAPOLIS AGAINST RAMPED UP IMMIGRATION ENFORCEMENT.

>> THIS IS NOT THE AMERICA WE WANT.

THIS IS NOT THE MINNESOTA WE DESERVE.

>> Reporter: A NEWLY RELEASED MINNEAPOLIS FIRE DEPARTMENT INCIDENT REPORT ON THE DEADLY SHOOTS OF RENEE GOOD WHO WAS SHOT AND KILLED BY AN I.C.E.

OFFICER LAST WEEK SAYS FIRST RESPONDERS FOUND THE 37-YEAR- OLD UNRESPONSIVE WITH MULTIPLE GUNSHOT WOUNDS IN HER UPPER BODY.

>> I'M NOT MAD AT YOU.

>> Reporter: TRUMP ADMINISTRATION OFFICIALS ACCUSED GOOD OF DOMESTIC TERRORISM.

>> THIS INDIVIDUAL USED A DEADLY WEAPON AGAINST OUR I.C.E.

LAW ENFORCEMENT OFFICER.

>> Reporter: STATE AND LOCAL OFFICIALS, FAMILY AND FRIENDS DISPUTE THOSE CLAIMS.

>> SHE IS A MOTHER, A DAUGHTER, A SISTER.

SHE IS MANY THINGS TO MANY PEOPLE.

NOT WHAT THE GOVERNMENT LABELED HER AS.

>> Reporter: AS TENSIONS FLARE, PRESIDENT TRUMP IS WARNING HE MIGHT INVOKE THE INSURRECTION ACT TO DEPLOY U.S.

TROOPS TO MINNESOTA.

>> IF I NEEDED IT, I WOULD USE IT.

IT IS VERY POWERFUL.

>> Reporter: THIS AS VIDEOS EMERGE APPEARING TO SHOW FEDERAL AGENTS ASKING INDIVIDUALS TO PROVE THEIR CITIZENSHIP.

>> I AM U.S.

CITIZEN.

>> IF SOMEBODY IS IN THE VICINITY OF THIS OPERATION OF THIS TARGET, THEN THEY COULD BE ASKED FOR THEIR IDENTIFICATION.

>> Reporter: LAWMAKERS SLAMMING THE TACTICS AND CALLING FOR I.C.E.

TO LEAVE THE STATE.

>> THE OCCUPATION OF MINNESOTA BY I.C.E.

CANNOT STAND.

>> Reporter: MICHAEL YOSHITA, KPBS NEWS.

>>> A HONDURAN MAN DIED AFTER BEING HELD IN COMEXICO.

HIS DEATH IS AMONG FOUR IN THE U.S.

SO FAR THIS YEAR.

>> Reporter: FAMILY, FRIENDS, AND A COMMUNITY OF DAY LABORERS NEW LUIS CRUZ AS HEALTHY SO IT IS CONCERNING TO HEAR HE DIED OF HEART RELATED ISSUES.

THEY ANNOUNCED HE WAS EVALUATED FOR CHEST PAIN AT THE IMPERIAL REGIONAL DETENTION FACILITY.

HE DIED IN THE HOSPITAL ON JANUARY 6th.

>> THESE HEALTH COMPLICATIONS DID NOT PREDATE HIS TIME AT THE DETENTION CENTER.

>> Reporter: NATALIE IS A FAMILY FRIEND WHO PROVIDES RESOURCES TO DAY LABORS LIKE HIM.

SHE DID NOT WANT TO SHOW HER FACE.

SHE WORRIES ABOUT RETALIATION FROM I.C.E.

SHE SAYS HIS FAMILY IS RAISING QUESTIONS ABOUT THE CARE HE RECEIVED WHILE IN CUSTODY AND WHETHER HIS DEATH COULD HAVE BEEN PREVENTED.

>> HE STARTED REPORTING SYMPTOMS OF STOMACH PAIN, EVERY TIME HE ATE, HE FELT LIKE HE WAS GOING TO THROW UP.

>> Reporter: SHE SAYS HE WAS GIVEN PILLS AT THE DETENTION CENTER FOR PAIN BUT HIS SYMPTOMS LIKE FATIGUE AND SHORTNESS OF BREATH WORSENED.

THE PRIVATE COMPANY RUNNING THE FACILITY FOR I.C.E.

SAID THAT HE WAS TREATED PROMPTLY BEFORE BEING SENT TO A HOSPITAL.

BRYANT VEGA IS WITH THE IMPERIAL LIBERATION COLLABORATIVE.

HE SAY THERES IS A GROWING PATTERN OF INHUMANE CONDITIONS AND LACK OF OVERSIGHT AT MIGRANT DETENTION CENTER.

>> NO ONE IS SUPPOSED TO SUFFER THE CIRCUMSTANCES, UNDERGO THE EXPERIENCES THEY ARE RIGHT NOW.

>> Reporter: IN LATE SEPTEMBER, ANOTHER MAN DIED IN I.C.E.

CUSTODY AT THE IMPERIAL COUNTY DETENTION CENTER.

A MEMORIAL FOR YANUZ-CRUZ IS SCHEDULED TONIGHT IN COACHELLA.

TAMMY, KPBS NEWS.

>>> THE GROSSMONT UNION BOARD OF TRUSTEES PROVIDED NEW GUIDELINES ON IMMIGRATION ENFORCEMENT.

THE CLOSE VOTE FOLLOWS MONTHS OF PUBLIC REQUESTS FOR CLARITY AND HEATED DISCUSSIONS AMONG TRUSTEES.

>> Reporter: THE BOARD TRUSTEES DEBATED THE UPDATED POLICY AT THEIR REGULAR MEETING.

THE POLICY NOW AFFIRMS EVERY SCHOOL WILL BE A QUOTE SAFE AND WELCOMING PLACE FOR ALL STUDENTS AND THEIR FAMILIES.

IRRESPECTIVE OF THEIR CITIZENSHIP OR IMMIGRATION STATUS.

END QUOTE.

CLARISSA MCLAUGHLIN GRADUATED FROM WEST HILLS HIGH SCHOOL.

SHE SPOKE AT THE MEETING AND EXPRESSED SUPPORT FOR THE NEW GUIDELINES.

>> AND SO IT IS IMPORTANT FOR THE COMMUNITY TO BE INVOLVED IN THE SCHOOLS AND TO MAKE SURE THAT STUDENTS HAVE THEIR BEST CHANCE AT SUCCESS AND PART OF THAT COMES WITH KNOWING THAT THEY ARE SAFE AND PROTECTED.

>> Reporter: THE UPDATED POLICY LAYS OUT CLEAR STEPS FOR TEACHERS AND STAFF IF I.C.E.

AGENTS SHOW UP AT SCHOOLS.

STAFF WILL DIRECT I.C.E.

OFFICERS TO AN ADMINISTRATOR WHO IS THEN REQUIRED TO REVIEW THE OFFICER'S ID.

AND IT CLARIFIES THE DISTRICT WILL NOT SHARE FAMILY INFORMATION WITH I.C.E.

AGENTS WITHOUT A WARRANT BUT IT FOLLOWS THREE MONTHS OF DISAGREEMENTS.

TRUSTEES JIM KELLY AND GARY WOODS VOTED NO.

HERE IS KELLY.

>> THIS IS ANARCHY.

THIS IS INSURRECTION THAT I CAN'T SUPPORT.

>> Reporter: KELLY TRIED TO MAKE BETS WITH OTHER TRUSTEES THAT I.C.E.

WOULDN'T SHOW UP AT GROSSMONT UNION SCHOOLS THIS YEAR.

>> HOW ABOUT YOU MAKING A BET CONVERSELY THAT IF THEY DON'T COME, YOU WILL TAKE MY WIFE AND I OUT TO DINNER.

>> I AM GOING TO CALL YOU OUT OF ORDER.

THIS IS NOT A FORUM FOR GAMBLING.

>> NOBODY HERE BELIEVES IT IS GOING TO HAPPEN.

>> Reporter: THE BOARD'S FOUR MEMBER CONSERVATIVE MAJORITY OFTEN VOTES IN A BLOCK, BUT THIS TIME, CONSERVATIVE TRUSTEE SCOTT ECERT AND ROBERT SHIELD PASSED CHRIS FITE TO PASS THE MEASURE.

>> THE BOTTOM LINE IS THIS IS GOOD FOR STUDENTS AND REASSURES PEOPLE IN OUR COMMUNITIES THAT I.C.E.

WILL NOT COME HERE WITH THEIR INAPPROPRIATELY TRAINING PEOPLE.

>> Reporter: THE DISTRICT PLAN TO PROVIDE STAFF TRAINING ON RESPONDING TO POTENTIAL IMMIGRATION ENFORCEMENT.

MOVING FORWARD.

ELAINE ALFARO, KPBS NEWS.

>>> A NEW TOOL HAS BEEN LAUNCHED IN CALIFORNIA TO HELP RESIDENTS PREVENT THEIR PERSONAL INFORMATION FROM BEING SOLD TO DATA BROKERS.

IT IS CALLED DROP.

DELETE REQUEST AND OPT OUT PLATFORM.

LEE WALDMAN REPORTS IT IS THE FIRST OF ITS KIND.

>> Reporter: TUCKED IN THE FOLDS OF THE INTERNET IS INFORMATION ABOUT YOU.

MAYBE YOUR EMAIL, PHONE NUMBER, OR EVEN YOUR ADDRESS.

>> YOUR PHONE DOESN'T RING BECAUSE A SPAMMER DIALED IT RANDOMLY.

THEY BOUGHT IT FROM A BROKER.

>> Reporter: BROKERS BUY AND SELL PEOPLE'S PII, PERSONALLY IDENTIFYABLE INFORMATION TO CREATE A DOSSIER OF YOU.

>> OFTENTIMES IT FALLS INTO THE WRONG HANDS.

>> Reporter: IT IS A LONG STANDING ISSUE THAT CALIFORNIA IS HOPING TO TACKLE WITH ITS WEBSITE, THE DELETE REQUEST AND OP OUT PLATFORM OR DROP THAT CAME IN THE PASSAGE OF THE DELETE ACT IN 2026.

>> IT IS A GROUND BREAKING LAW.

THE FIRST OF ITS KIND.

IN THE NATION.

>> Reporter: THE WEBSITE ALLOWS RESIDENTS TO SUBMIT DATA DELETION REQUESTS REQUIRING DATA BROKERS IN CALIFORNIA TO ERASE THEIR INFORMATION.

MATT SCHWARTZ WITH CONSUMER REPORTS SAYS NATIONWIDE EFFORTS TO TACKLE THE ISSUE HAVEN'T GONE FAR.

>> IT DOESN'T APPEAR LIKE IT IS VERY HIGH ON THE PRIORITY LIST.

>> Reporter: EXPERTS WE SPOKE TO SUGGEST PEOPLE OUTSIDE OF CALIFORNIA CAN CONTACT DATA BROKERS OR HIRE A THIRD PARTY SERVICE TO DO IT FOR YOU TO ASK FOR THEIR INFORMATION TO BE DELETED.

AND SHOULD PRIORITIZE USING A PRIVACY BROWSER LIKE DUCK DUCK GO AND FIREFOX.

BUT MOST IMPORTANTLY, BE CAREFUL ABOUT WHAT YOU SHARE ON THE INTERNET.

IN NEW YORK, I'M LEE WALDMAN.

>>> I'M JEFF BENNETT.

TONIGHT ON THE NEWS HOUR, THE CIA DIRECTOR TRAVELS TO VENEZUELA TO MEET WITH ITS INTERIM PRESIDENT TWO WEEKS AFTER THE CAPTURE OF NICHOLAS MADURO.

THAT'S AT 7:00 AFTER EVENING EDITION ON KPBS.

>>> AS OF THIS MONTH, PLASTIC GROCERY BAGS ARE NO LONGER AN OPTION AT CHECK OUT.

A NEW LAW MADE CALIFORNIA THE NATION'S FIRST STATE TO BAN THEM AND KPBS ENVIRONMENT REPORTER TAMMY MERGA SAYS THE STATE IS NOT STOPPING AT PLASTIC BAGS.

>> Reporter: PLASTIC IS IN ABUNDANCE.

JANICE JONES SEES IT EVERYWHERE.

>> I'M AN AVID BEACH WALKER.

HAVE BEEN FOR DECADES AND OVER TIME STARTED TO SEE MORE AND MORE PLASTICS WASHING UP ON THE BEACH AND BECAME VERY CONCERNED ABOUT IT.

>> Reporter: SHE THOUGHT PLASTIC REDUCTION SHOULD BE TACKLED WITH POLICY SO SHE BEGAN ADVOCATING.

NOW SHE LEADS THE SURF RIDER FOUNDATION'S PLASTIC PROGRAM.

SHE SUCCESSFULLY PUSHED SAN DIEGO CITY TO ADOPT PLASTIC LAWS AND MOST RECENTLY CALIFORNIA'S BAN ON ALL PLASTIC BAGS AT GROCERY STORES INCLUDING THE THICKER BAGS BUT JONES SAYS THEY ARE ONLY HALF THE BATTLE.

>> WE GO INTO A GROCERY STORE, THERE IS SO MUCH PACKAGED IN PLASTIC THAT IT IS REALLY DIFFICULT TO AVOID.

>> Reporter: JONES AVOIDS SINGLE USE PLASTIC PRODUCTS WHEREVER SHE CAN.

>> WHEN I WALK INTO THE MARKET WHERE I REGULARLY SHOP, I FIRST ENCOUNTER THE BAKERY SECTION WHERE ALL THE BAKED GOODS ARE IN PLASTIC CLAM SHELLS AND I CAN WALK PAST THAT AREA AND GO TO THEIR ACTUAL BAKERY COUNTER OR THEIR DELI COUNTER OR THEIR MEAT COUNTER AND PURCHASE THING THERES THAT THEY CAN ASK TO HAVE PLACED IN MY OWN CONTAINER.

>> Reporter: SHE ALSO SHOPS AT LOCAL REFILLERY STORES.

>> I COME HERE TO REFILL MY SHAMPOO BOTTLE AND CONDITIONER BOTTLE AND MY LAUNDRY DETERGENT.

>> Reporter: JONES SAYS THE PLASTIC BAG BAN MAY SEEM LIKE A SMALL ACTION BUT.

>> IT WILL ACTUALLY MAKE A BIG DIFFERENCE.

EVEN THOUGH THERE ARE SO MANY OTHER PLASTIC PRODUCTS WE ARE ENCOUNTERING EVERY DAY.

>> Reporter: SHE SAYS THEY SAW THAT BIG DIFFERENCE IN THE REDUCTION IN PLASTIC WASTE THAT IS ATTRIBUTED TO BAG BANS ACROSS CALIFORNIA.

CALIFORNIA COASTAL CLEANUP DATA SHOWS VOLUNTEERS REMOVED 65,000 PLASTIC BAGS FROM THE SHORELINE IN 2010.

THAT FIGURE DROPPED TO ABOUT 11,000 IN 2017.

BUT, THEN CAME THE PANDEMIC.

>> IT ACTUALLY WENT UP TO AN ALL-TIME HIGH.

IN 2021 ALONE, CALIFORNIA DISCARDED OVER 230,000 TONS OF PLASTIC BAGS.

>> Reporter: JAN IS WITH THE CALIFORNIA PUBLIC INTEREST RESEARCH GROUP.

SHE SAYS PLASTIC BAG MANUFACTURERS.

>> TOOK ADVANTAGE OF PEOPLE BEING NERVOUS ABOUT BRINGING THEIR OWN BAG DURING THE PANDEMIC TO REALLY PUSH THESE BAGS AS KIND OF THE DEFAULT.

>> Reporter: CATHERINE BLAKESPEAR SAYS THOSE BAGS WERE SELDOM RECYCLED.

SHE IS THE STATE SENATOR WHO AUTHORED THE BAG BAN LAW.

BANNING PLASTIC BAGS IS CALIFORNIA'S LATEST BIG STEP.

BUT, BLAKE SPEAR SAYS THE BIGGER EFFORT IS IN TACKLING ALL SINGLE USE PLASTICS.

>> EVERYTHING YOU SEE IS IN A SINGLE USE PLASTIC PRODUCT.

WHETHER IT IS THE PLASTIC WRAPPED AROUND A SANDWICH.

>> Reporter: CALIFORNIA IS DRAFTING RULES FOR A LANDMARK LAW.

IT WILL REQUIRE PRODUCERS TO MAKE PACKAGING AND FOOD WEAR REFUSE ABLE OR COMPOSTABLE BY 2032.

CAL RECYCLE IS LEADING THAT EFFORT.

JONES SAYS YOU DON'T HAVE TO WAIT FOR NEW LAW TO TAKE EFFECT.

START MAKING SMALL CHANGES TODAY.

>> THE BEST BAG IS THE BAG YOU ALREADY HAVE.

>> Reporter: THIS YEAR JONES SAYS SHE WILL PUSH MORE SAN DIEGO COUNTY CITIES TO ADOPT UNIVERSAL PLASTIC LAWS.

TAMMY MERGA, KPBS NEWS.

>>> THE START OF THE YEAR OFTEN BRINGS A FINANCIAL RESET.

BUT, WITH INFLATION AND HIGHER COSTS, MANY AMERICANS ARE FEELING THE PRESSURE.

KPBS WEB PRODUCER RILEY ARTHUR TAKES A CLOSER LOOK AT HOW TO REASSESS FINANCIAL GOALS AND WHAT EXPERTS SAY ACTUALLY WORKS.

>> Reporter: FOR MANY PEOPLE, THE START OF A NEW YEAR IS A TIME TO REVIEW FINANCIAL GOALS.

ACCORDING TO THE FEDERAL RESERVE'S ANNUAL REPORT ON ECONOMIC WELL BEING, OF U.S.

HOUSEHOLDS, 37% OF AMERICANS REPORTED AN INCREASE IN THEIR MONTHLY EXPENSES AS INFLATION ROSE THE LAST TWO YEARS.

THE REPORT FOUND 67% OF ADULTS HAD SOME RETIRE.MENT SAVINGS.

WHETHER SETTING NEW FINANCIAL GOALS OR SETTING EXISTING ONES, NOW IS A TIME TO TAKE STOCK.

WHILE IT IS TEMPTING TO BE AMBITIOUS, A MORE GRADUAL APPROACH COULD BE MORE EFFECTIVE.

>> I'M A PROPONENT OF SAYING YOU SHOULD START OFF SMALL.

ONLY BECAUSE I THINK TOO MANY PEOPLE GET DERAILED BY LETTING PERFECT BE THE ENEMY OF THE GOOD.

>> Reporter: A GOOD PLACE TO START WILL BE TO BUILD UP EMERGENCY SAVINGS.

THE FEDERAL RESERVE REPORTED THAT MORE THAN ONE-THIRD OF AMERICANS DO NOT HAVE ENOUGH SAVINGS TO COVER A $400 EMERGENCY EXPENSE.

>> AND THE FIRST THING THAT YOU DO IS BUILD A CASH RESERVE.

A CASH CUSHION.

THIS IS LIKE THREE TO SIX MONTHS OF YOUR MONTHLY LIVING EXPENSES.

THAT IS VERY STRAIGHTFORWARD.

THERE ARE NO CHOICES TO MAKE.

YOU SIMPLY PUT IT AWAY IN A BANK ACCOUNT.

AND, THAT MIGHT TAKE YOU SIX TO NINE MONTHS, MAYBE EVEN A YEAR TO BUILD THANK YOU VERY MUCH, BUT THAT IS YOUR NUMBER ONE PRIORITY.

>> Reporter: THE NEXT STEP IS TRACKING INCOME AND EXPENSES TO SEE WHERE YOUR MONEY IS GOING AND WHAT IF ANY CHANGES CAN BE MADE.

>> FIRST THING TO MAKE SURE THAT IS HAPPENING IS THAT THERE IS A SURPLUS AT THE END OF EVERY MONTH.

AND YES, YOU CAN CUT, BUT, IT IS ALMOST EASIER JUST TO EARN YOUR WAY OUT OF MOST PROBLEMS.

>> Reporter: ANOTHER WAY TO THINK ABOUT FINANCES IS TO VISUALIZE IT CONCEPTUALLLY.

>> THINK OF YOUR HOUSEHOLD LIKE A BUSINESS.

EVERYONE IS A BUSINESS OWNER WHETHER OR NOT THEY THINK THEY ARE.

AND REFRAME IT THROUGH THIS LENS.

YOU ARE A BUSINESS OWNER.

YOUR HOUSEHOLD IS A BUSINESS, YOU SHOULD RUN IT LIKE A CORPORATION.

AND IT SHOULD BE THAT SERIOUS.

THAT WAY, YOU ARE TAKING THE SAME ENTHUSIASM THAT YOU MIGHT DO IN EFFORT WITH YOUR JOB.

YOUR REVENUE IS GOING TO BE YOUR EARNINGS.

THE INCOME YOU BRING IN, YOUR OVERHEAD IS THE LIFESTYLE THAT IT TAKES FOR YOU TO BE JUST HAPPY ENOUGH TO GO BACK TO WORK.

AND HALF YOU HAVE LEFT OVER AT THE END OF THE MONTH.

WHATEVER YOU HAVE LEFTOVER AT TEND OF THE MONTH, THAT IS YOUR PROFIT MARGIN.

NOBODY GOES INTO BUSINESS TO BREAK EVEN.

>> Reporter: ONLINE TOOLS LIKE WEALTH FRONT HELP AUTOMATE BILL PAYMENTS, SAVINGS AND INVESTMENT.

>> AUTOMATING YOUR SAVINGS IS A GREAT WAY TO GET THINGS STARTED BECAUSE WHAT IT DOES IS IT TRANSFORMS THE ACT OF SAVING INTO A COMPULSORY GOOD BEHAVIOR INTO SOMETHING THAT NOT ONLY HAPPENS AUTOMATICALLY, BUT IT BECOMES LIKE IT IS PART OF YOUR BILLS.

>> Reporter: WITH HIGH INTEREST RATES, FEWER AMERICANS ARE CARRYING CREDIT CARD BALANCES.

46% OF CARD HOLDERS CARRIED A BALANCE AT LEAST ONCE IN THE PAST YEAR.

DOWN 11 PERCENTAGE POINTS FROM 2015.

>> A NON-OBVIOUS FINANCIAL MISTAKE THAT A LOT OF PEOPLE MAKE IS NOT REALLY UNDERSTANDING TIME VALUE OF MONEY.

WE TALK HOW ASSETS AND LOANS ARE REALLY TIME MACHINES FOR MONEY.

ASSETS ARE WHERE YOU SEND MONEY TO YOUR FUTURE SELF.

YOU TRANSPORT IT TO THE FUTURE.

AND YOUR REWARD IS THE RATE RETURN YOU GET ON THAT.

THAT IS CLEAR TO MOST PEOPLE.

BORROWING MONEY, HAVING A LOAN IS WHERE YOU ARE TRANSPORTING MONEY FROM THE FUTURE TO THE PRESENT AND THE COST OF RUNNING THAT TIME MACHINE IS THE APR.

IT IS THE INTEREST RATE THAT YOU ARE PAYING.

>> Reporter: STAYING ON TRACK FINANCIALLY CAN FEEL DAUNTING TO EXPERTS RECOMMEND MAKING INCREMENTAL IMPROVEMENTS TO BUILD UP MOMENTUM.

>> JUST MAKE A GOAL OF BEING BETTER THAN YOU WERE YESTERDAY.

THIS WILL BE A GREAT WAY FOR YOU TO REALLY FACILITATE THAT PROGRESS AND REALLY MAKE SOME CONCRETE STEPS THAT YOU CAN BE PROUD OF.

>> Reporter: FINANCIAL PROGRESS IS POSSIBLE.

AND THE MOST IMPORTANT STEP IS GETTING STARTED.

RILEY ARTHUR, KPBS NEWS.

>>> AROUND 1400 PEOPLE GATHERED IN MISSION VALLEY THIS MORNING TO CELEBRATE DR.

MARTIN LUTHER KING JR.

'S LIFE AND LEGACY.

THE BREAKFAST IS HOSTED EVERY YEAR BY THE JACKIE ROBINSON FAMILY YMCA.

FOR THE PAST FOUR DECADE, IRRELEVANT HAS HELPED KICK OFF A WEEKEND OF REMEMBRANCE ACROSS THE REGION.

THIS YEAR'S HUMAN DIGNITY AWARD RECIPIENTS ARE DR.

LEONARD J. THOMPSON III AND DR.

WALTER G. WELLS.

THEY WERE RECOGNIZED FOR THEIR LIFELONG DEDICATION TO CIVIL RIGHTS AND SERVICE.

>>> ALL CALIFORNIA STATE PARKS ARE WAIVING PARKING FEES ON MONDAY IN RECOGNITION OF THE MARTIN LUTHER KING JR.

HOLIDAY.

STATE PARKS IN SAN DIEGO COUNTY INCLUDE ANZA-BORREGO DESERT STATE PARK.

CUYAMACA STATE PARK.

OLD TOWN SAN DIEGO STATE PARK.

PALOMAR, AND TORREY PINES STATE NATURAL RESERVE.

FOR MORE, VISIT PARKS.CA.GOV.

>>> WELL, WE HAVE SOME PRETTY WIDESPREAD LOW CLOUDS AND MARINE FOG BUILDING IN TONIGHT INTO EARLY TOMORROW.

SO IT WILL BE RELATIVELY DENSE INTO EARLY SATURDAY.

THEN WE WILL SEE IMPROVEMENTS.

OVERALL, THE BIG PICTURE, THE WARM, DRY, BREEZY PATTERN WILL CONTINUE.

AT LEAST FOR INLAND AREAS AND INTO THE AFTERNOON.

IT WILL BE A LITTLE BREEZIER.

A LIMITED AMOUNT OF FIRE DANGER WILL BE PRESENT WITH THIS BREEZE AND THE CANYONS IN THE PAST, THANKFULLY, WE HAVE SEEN A LOT OF RAIN IN THE PAST MONTH.

ABOUT TWO, THREE WEEKS AGO, SO THAT HELPS A LITTLE BIT WITH MOISTURE IN THE VEGETATION.

RAIN WILL RETURN NEXT WEEK.

WE MAY SEE MOISTURE SNEAKING IN FRIDAY OR SATURDAY A WEEK DOWN THE ROAD.

THAT WOULD BE A GOOD THING.

OVER NIGHT, WE WILL GET DOWN TO 50 DEGREES.

PARTLY CLOUDY.

SATURDAY, A PLEASANT START TO THE WEEKEND.

DRY AND RELATIVELY BALMY.

IT WILL TAKE A FEW HOURS FOR THE LOW CLOUDS TO EASE AWAY.

AND, VANISH.

EVAPORATING OFF OF THE MARINE WATERS, THE PACIFIC OCEAN.

COLD AIR IS BOTTLED UP EAST OF THE CONTINENTAL DIVIDE SO WE LOOK PRETTY GOOD.

AND SATURDAY AFTERNOON, WE WILL ARE WARMING UP TO 83 IN EL CAJON.

PRETTY WARM INLAND.

78 INTO SAN DIEGO.

79 IN OCEAN SIDE.

SO A WARM TIME HERE FOR US INTO MID JANUARY.

A STELLAR DAY SUNDAY CONTINUING WITH DRY WARM WEATHER ACROSS THE REGION.

A LITTLE BIT OF PATCHY FOG IN THE MORNING ALONG THE COASTLINE.

AND VERY LITTLE CHANGE INTO MONDAY WITH THE THEME CONTINUING.

DRY ACROSS MOST OF THE SOUTHWEST.

SNOW SHOWERS FROM COLORADO INTO THE HIGH PLAINS AND THE COLD AIR STAYS EAST OF THE ROCKIES.

A DRY PATTERN CONTINUES THROUGH THE MIDDLE OF NEXT WEEK WITH LITTLE TO NO PRECIPITATION.

THERE IS THE RIDGE.

IF YOU ARE TRAVELING EAST ANY TIME IN THE NEXT SEVEN TO TEN DAYS VERY COLD ACROSS THE MIDWEST AND THE EAST.

AND THE RIDGE HOLDS AT LEAST THROUGH THURSDAY FOR US.

WE MIGHT BEGIN TO SEE A LITTLE BIT OF THE DEVIATION FROM THAT AT THE END OF THE WEEK NEXT WEEK.

BUT PARTLY SUNNY.

NICE WEATHER THIS WEEKEND.

AND VERY WARM IN THE AFTERNOON.

79 SATURDAY.

THEN BACK TO 71 COME TUESDAY, BUT A VERY WARM SATURDAY AFTERNOON.

INLAND AREAS, 83 ON SATURDAY.

ON JANUARY STANDARDS IT IS ALMOST HOT.

TEMPERATURES BACK DOWN A BIT INTO THE MIDDLE OF NEXT WEEK.

MOUNTAINOUS AREAS HERE, MOSTLY SUNNY, A NICE TIME.

LOW TO MID 50s THE NEXT FIVE DAYS HEDGING A LITTLE COOLER BY THE MIDDLE OF THE WEEK.

IN THE DESERTS WE ARE HOVERING IN THE MID TO UPPER 70s AT TIMES.

THE WARMEST HERE TUESDAY AND TEMPERATURES BEGIN TO DROP.

BUT SUNSHINE.

MOST OF THE CLOUDS WILL BE LURKING NEAR THE COASTLINE.

I'M ACCU-WEATHER METEOROLOGIST JEFF FOR KPBS NEWS.

>>> LOOKING FOR SOMETHING TO WATCH THIS WEEKEND?

KPBS CINEMA JUNKIE BETH SAYS ZOMBIES DOMINATE HER RECOMMENDATIONS.

>> I LOVE ZOMBIES.

THEY ARE THE PERFECT BLANK SLATE FOR COMMENTING ON HUMANITY.

>> Reporter: BACK IN 2002, DANNY BOYLE REANIMATED THE ZOMBIE FILM WITH 28 DAYS LATER GIVING US FLESH EATING VIRAL INFECTED CREATURES.

BUT THE SUBSEQUENT SEE SEQUELS HAVE BEEN DOA UNTIL NOW.

28 YEARS LATER, THE BONE TEMPLE.

>> THIS IS A MEMORIAL TO THE DEAD.

>> SO, IS THIS ALL YOUR DOING?

>> IT IS.

>> Reporter: THE BONE TEMPLE AND RALPH FIENNES.

HE REPRIZE IT IS ROLE OF THE DOCTOR WHO SEE IT IS HUMANITY IN AN INFECTED BEHEMOTH HE CALLS SAMPSON.

>> WHEN THE INFECTED ATTACK, WHAT DO THEY SEE?

I BELIEVE THE INFECTION CAN BE TREATED.

>> IN A WORLD LIKE THIS WHERE EVERYONE IS FENDING FOR THEMSELVES IN THE SOCIETAL STRUCTURES DON'T EXIST, SOME PEOPLE CHOOSE ANARCHY AND VIOLENCE.

AND SOME PEOPLE CHOOSE LOVE.

>> Reporter: A FILM THAT CHOOSES LOVE OVER ANARCHY AND DISPLAYS EMPATHY FOR THE OTHER SEEMS RADICAL IN TODAY'S POLITICAL CLIMATE BUT IT MIRRORS CURRENT ANXIETIES AND KELSON ALLOWS US TO LAMENT WHAT HAS BEEN LOST.

>> THE FOUNDATIONS.

THEY SEEMED UNSHAKABLE.

>> Reporter: IN DECOSTA'S FILM, HUMANS ARE MORE TERRIFIES THAN THE INFECTED.

THE INFECTED SEEM UNAWARE OF THE HORRORS THEY COMMIT, BUT THE HUMAN CHARACTER JIMMY GOES OUT OF HIS WAY TO BE BRUTAL AND TO CRUELLY CALL IT CHARITY.

DECOSTA GIVES US HORROR BUT NOT WHERE WE EXPECT IT AND THERE IS A STUNNING PIECE WITH A STUNNING USE OF IRON MAIDEN.

THE BONE TEMPLE REMINDS US THAT ZOMBIE FILMS AT THEIR BEST ARE ABOUT WHAT MAKES US HUMAN.

WHILE IT MAY NOT BE THE PERFECT ALLEGORY FOR CURRENT TIMES IT DOES ASK US TO CONSIDER WHO THE REAL MONSTER IS.

ON THE SMALL SCREEN, ADULT SWIM'S PRIMAL'S CAVE MAN SPEAR IS REANIMATED FROM THE DEAD LOOKING AND BEHAVING A LOT LIKE SAMPSON FROM THE BONE TEMPLE.

PRIMAL, WHICH COULD ALSO BE TITLED BRUTAL FOR ITS RUTHLESS VIOLENCE, WAS CONCEIVED BY GENNITY TARTAKOVSKY, THE GENIUS BEHIND SAMURAI JACK AND THE ONLY PERSON TO LET JEDI KICK ASS IN CLONE WARS.

IN SPEAR, A NEANDERTHAL MAN BECOMES FRIENDS WITH FANG, A T- REX, AFTER BOTH LOSE THEIR FAMILIES.

YES, THAT IS COMPLETELY UNREALISTIC BUT THE SHOW EXISTS ON AN IMAGINARY PLANE AND JUST NEED TO TAKE A LEAP OF FAITH.

NOW IN SEASON THREE, SPEAR IS IN SEARCH OF HIS HUMANITY, AND FANG.

IT BOASTS A VISUAL STYLE THAT IS BOLD AND ACTION PACKED.

IT WILL MAKE YOU GASP IN AWE AND BREAK YOUR HEART.

BETH WITH KPBS NEWS.

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