You've likely gotten a phone call, an email or text message that you just don't think is legitimate, right?

Well, there are so many ways scammers try to steal your personal or financial information.

And unfortunately, many times there are successful state and local agencies are leading efforts to prevent that.

Our Laura Rogers takes us to the Glasgow Scam Jam.

There are bad people out there who are casting wide net or just trying to get a small percentage of people to bite on that initial hook.

Dan Kline is a certified financial planner who says his clients are often the target of scams.

We see this a lot.

And while many times scammers prey on the elderly, not always.

We also have normal, everyday people who click on something, who do something that would normally seem reasonable.

We spoke with AARP about that.

Is it our senior population that you find to be most often targeted.

The target or scammers in Kentucky, just like the nation is everybody.

They hit everybody.

Studies show millennials are often more likely to fall for scams.

However, Adkins says when they do steal from seniors, they usually get more money.

Because seniors have more money.

Typically, it's a very emotional and physical injury to seniors.

To lose all their savings.

Once someone has already lost their money to a scam, it's virtually impossible to get that money back.

That's why prevention is so important.

With scam jams like this one in Glasgow, residents start getting out the word about warning signs to watch for.

We see a lot of romance scams right now.

The scammer will reach out to their victim and they will try to build some kind of bond relationship.

They will then take advantage of that trust to get personal or financial information.

They want to get people into a heightened emotional state because if you're thinking with it, with your emotions, you're not thinking with your brain, you're thinking with your heart.

And when you're doing that, you don't always make the most rational decisions.

That particular line says gift cards are also a red flag.

They'll encourage the people to go to Wal-Mart or Walgreens and get gift cards and send them to a location.

When you hear gift cards, you think scale.

It's important to note government agencies will not contact you by phone to get your personal information.

Cautionary tales of which have been shared at scam jam events.

There was a woman there who came and spoke.

She was taken for $1.7 million where she thought she was working with someone from the U.S. Treasury.

So you just.

Heard a lot of it.

Laura comes down to trusting your instinct.

If it seems too good to be true, it probably isn't.

For Kentucky Edition.

All right.

And Laura Rogers in two top investment.

Good advice there.

If it's too good to be true, then certainly it's not.

If you do think you've been scammed, you should reach out to authorities immediately.

The Department of Financial Institutions tells us criminals are now using artificial intelligence to target their victims.