
Prosthetics Covered by Insurance Under Bill
Clip: Season 4 Episode 350 | 3m 44sVideo has Closed Captions
Proposed bill to require prosthetic limbs be covered by insurance in Kentucky.
The use of our arms and legs may be something many of us take for granted, but for those with amputations or other limb differences, access to the proper prosthesis is critical for daily living. Senate Bill 97 would require all health insurance plans to cover any prosthesis prescribed by a licensed prosthetist.
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Kentucky Edition is a local public television program presented by KET

Prosthetics Covered by Insurance Under Bill
Clip: Season 4 Episode 350 | 3m 44sVideo has Closed Captions
The use of our arms and legs may be something many of us take for granted, but for those with amputations or other limb differences, access to the proper prosthesis is critical for daily living. Senate Bill 97 would require all health insurance plans to cover any prosthesis prescribed by a licensed prosthetist.
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Learn Moreabout PBS online sponsorshipThe use of our arms and legs may be something that many of us just take for granted.
But for those with amputations or other limb differences, access to the proper prostheses is critical for daily living.
Senate Bill 97 would require all health insurance plans to cover any prostheses prescribed by a licensed, licensed physician.
As our McKenzie Spink tells us, Kentuckians with limb differences say this change in the law would help them to excel.
Cindy Mullins became a quadruple amputee three years ago after complications from an infected kidney stone.
She says arm and leg prosthetics aren't necessarily multi-use.
So different legs qualify for different things.
I have on a power knee right now, and you wouldn't take that in the shower.
So having just extra shower legs to shower in daily is a big deal.
Or just everyday activities.
Maybe the hand that I would use to, work in the kitchen would not be the hand that I would use to, put on my makeup or other daily activities.
So just one prosthetic for, one thing may not qualify.
With normal hands, obviously, you can just pick up anything and do anything, so we don't have that luxury.
Nora Rolling had a partial amputation of her right leg when she was born, but her family says that hasn't stopped her from living life to the fullest.
She's been wearing a prosthetic now for about two years and is absolutely thriving.
She is our most athletic child.
Absolutely.
Love sports.
Her favorite sports are basketball.
Golf and football.
She's broken every prosthetic she's ever been given.
It's forced her prosthetist to come up with a new standard.
They call it Nora proof.
She breaks her prosthetic because, she uses it beyond its use.
It's what it's designed for.
It's designed for walking and she runs and she climbs and plays all the sports.
Having a second device would allow her to excel in those athletic activities while protecting this one for her critical day to day activities.
Senate bill 97 would require all health benefit plans, including student and state employee plans, to cover up to three prostheses for each affected limb in a three year period.
It also includes repairs and replacements under certain conditions.
Vice chair Representative Serj Pollack has a personal connection to the bill.
My cousin was born without a hand.
My uncle, lost his leg in a farming accident.
Got his leg caught up in a PTO while they were unloading silage.
So I want to obviously thank the insurance industry for stepping in and bringing this.
And again, having this conversation.
It's a good day.
And this is one of those feel good bills that we do get to pass up here.
And so I am like proud yes for my uncle and for my cousin and for you all.
Everybody involved.
Thank you, Mr.
Chairman.
Senate Bill 97 passed the House Banking and Insurance Committee unanimously.
It will now head to the full House for consideration there.
There are four days left in the legislative session before the General Assembly adjourns for the veto period.
For Kentucky edition.
I'm Mackenzie Spink.
Thank you.
Mackenzie.
When Senate Bill 97 was heard in the upper chamber, which is the Senate, it passed that body unanimously.
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