HOWLE FAMILY OF COMPANIES.

PROVIDING SAN DIEGO WITH PLUMBING, HEATING AND AIR RESTORATION.

FLOOD AND REMODELING SERVICES FOR OVER 40 YEARS.

VISIT BILL HOW.COM.

>>> AND BY THE CONRAD PRACTICE FOUNDATION.

AND BY THE FOLLOWING.

AND BY VIEWERS LIKE YOU.

THANK YOU!

>>> SAN DIEGO COUNTY LEADERS ARE TAKING STEPS TO ADDRESS THE HIGH COST OF LIVING.

THANKS FOR JOINING US, I AM JOHN CARROLL.

THIS MONTH, THE BOARD OF SUPERVISORS PASSED A RESOLUTION TO STUDY WHAT EFFECT CORPORATE AND PRIVATE EQUITY HOMEOWNERSHIP HAVE ON HOUSING COST.

AS KPBS REPORTER ANDREW DYER TELLS US, IS A TOPIC RESEARCHERS ARE ALSO TACKLING.

>> Reporter: THE SAN DIEGO TENANT GROUP WON A SMALL TREE THIS MONTH WHEN THE RESOLUTION PASSED, WHY THE COUNTY IS TAKING UP THE ISSUE AT THE JULY 16th BOARD OF SUPERVISORS.

>> WE HAVE ALL BEEN FOCUSING FOR THE LAST MANY YEARS ON WHAT WE CAN DO IN SAN DIEGO COUNTY TO CONFRONT THE RISING COST OF RENT AND BUYING THE HOME.

AND THE CRISIS OF HOUSING IN OUR REGION.

A BIG AREA WE HAVE NOT YET TACKLED IS THE ROLE OF CORPORATE LANDLORDS LIKE TEXT ON.

>> PROPERTY MANAGEMENT REPRESENTATIVE SPOKE OUT AGAINST THE RESOLUTION, CALLING IT A WASTE OF TIME AND RESOURCES.

LIKE STONE SAYS IT OWNS FEWER THAN 1% OF RENTALS IN SAN DIEGO.

HOW MUCH COULD THAT IMPACT COST?

AN ASSISTANT PROFESSOR OF FINANCE AT THE SCHOOL OF MANAGEMENT AT UC SAN DIEGO.

THE RESEARCH IS HOW CAPITAL INVESTMENT IMPACTS THE REAL ESTATE MARKET.

>> DRIVING COSTS IN RENTAL PRICE IN SAN DIEGO, IS THAT THE DOMINANT DRIVER?

I MEAN, PROBABLY THE ANSWER IS NO.

>> Reporter: THAT IS NOT THE WHOLE STORY.

THE TYPES OF HOUSING, INSTITUTIONAL INVESTORS SUCH AS BLACKSTONE BY, DOES HAVE AN EFFECT.

THE EVIDENCE SUGGESTS THERE IS AN INCREASE IN PRICES, HOWEVER A LOT OF THE INCREASE COMES THROUGH WHAT WE MIGHT THINK OF AS AN IMPROVEMENT IN QUALITY.

IT'S ASSOCIATED WITH REDUCTIONS IN CRIME RATES, REHABILITATION OF PROPERTIES, AND VARIOUS OTHER MEASURES OF HEALTH AND QUALITY.

>> THIS MEANS PEOPLE WITH LOWER INCOMES ARE MORE LIKELY TO LIVE IN TYPES OF LOWER QUALITY HOUSING TARGETED BY INVESTORS FOR INVESTMENT.

BUT CORPORATE OWNERSHIP OF MULTIFAMILY HOUSING AND APARTMENT ISN'T NEW.

WHAT IS RELATIVELY NEW IS CORPORATE OWNERSHIP OF SINGLE- FAMILY HOMES.

BUT THE EFFECT IS STILL BEING STUDIED.

HE DIDN'T COMMENT SPECIFICALLY ON THE NEW EFFORT OR WHETHER IT COULD HELP BRING DOWN HOUSING PRICES.

BUT THERE IS ONE POLICY PRESCRIPTION HE SAYS RESEARCH SHOWS DOES HAVE THAT EFFECT.

>> REMOVING ANY CONSTRAINTS ON BUILDING NEW HOUSING, ONE OF THE MOST IMPORTANT THINGS THAT CAN BE DONE.

RATHER THAN LIMITING INSTITUTIONS IN EXISTING HOUSING.

>> A NEW REPORT IS EXPECTED THURSDAY.

ANDREW DYER, KPBS NEWS.

>>> HOUSING AND HOMELESSNESS GO HAND-IN-HAND IN CALIFORNIA.

COMING UP, THE CONCERNS BEING RAISED ABOUT GOVERNOR NEWSOM'S PUSH TO CLEAR HOMELESS ENCAMPMENT ACROSS THE STATE.

>>> THE NIXON FIRE NEAR THE BORDER OF RIVERSIDE AND SAN DIEGO COUNTY HAS GROWN TO NEARLY 5000 ACRES.

CAL FIRE SAYS 250 PERSONNEL ARE WORKING TO CONTAIN THE FIRE, INCLUDING FROM SAN DIEGO.

IT IS JUST 5% CONTAINED.

EVACUATION WARNINGS HAVE BEEN ISSUED NEAR THE COUNTY LINE, A SMALL SPOT FIRE DID CROSS INTO SAN DIEGO COUNTY BUT WAS PUT OUT BY FIREFIGHTERS.

>> JUMPING AHEAD TO TONIGHT, WE ARE DROPPING DOWN TO LOWE'S AROUND THE MID 60s.

IF YOU ARE OUT LATE IN THE DAY EARLY IN THE DAY, YOU KNOW THE STORY.

MAKE SURE YOU ARE TAKING IT EASY ON THE ROAD, YOU MAY RUN INTO SOME TRICKY TRAVEL OR LOWER VISIBILITY.

WE ARE TRACKING A SLIGHT RISE IN TEMPERATURES AS WE HEAD INTO THE WEEKEND, WE WILL TELL YOU WHICH AREAS ARE HEATING UP COMING UP.

>>> TENSIONS IN THE MIDDLE EAST ARE DRAMATICALLY ESCALATING AFTER TWO ASSASSINATIONS IN THE PAST 48 HOURS.

BRIAN ABEL REPORTS IT IS PLACING HOPES OF A CEASE-FIRE DEAL TO END THE WAR IN GAZA IN PERIL, AND A WARNING, SOME OF WHAT YOU WILL SEE IN THE STORY MAY BE DISTURBING.

>> Reporter: THE TARGET KILLING OF HAMAS POLITICAL CHIEF A DRAMATIC BLOW TO THE MILITANT GROUP.

THE FUTURE OF CEASE-FIRE TALKS WITH ISRAEL OVER GAZA NOW UNCLEAR AS HE WAS A CREE PLAYER- - KEY PLAYER.

ISRAEL HAS NEITHER CONFIRMED NOR DENIED IT WAS BEHIND THE ASSASSINATION.

PRIME MINISTER BENJAMIN NETANYAHU DIDN'T MENTION HIS DEATH IN A SPEECH WEDNESDAY.

BUT SAID ISRAEL WOULD "SETTLE THE SCORE WITH ANYONE WHO HARMS US."

FORMER U.S. SECRETARY OF DEFENSE MARK ESPER CALLING THE STRIKE AND EMBARRASSMENT FOR IRAN, WHO HE SAYS WILL HAVE TO RESPOND.

>> VERY SIGNIFICANT, ARGUABLY THE MOST IMPORTANT ATTACK AGAINST IRAN SINCE THE APRIL STRIKE IN DAMASCUS.

>> Reporter: IRAN LAUNCHED DOZENS OF MISSILES AND DRONES TOWARD ISRAEL.

THE MAJORITY WERE INTERCEPTED BY ISRAEL WITH U.S.

FORCES LENDING A HAND.

DEFENSE SECRETARY LLOYD AUSTIN SAYING THE U.S. WOULD DO SO AGAIN.

HE WAS THE SECOND LEADER OF AN IRAN BACKED GROUP ASSASSINATED IN A 24 HOUR PERIOD.

ON TUESDAY, ISRAEL KILLED HEZBOLLAH'S MOST SENIOR MILITARY COMMANDER IN LEBANON AND A TARGETED STRIKE.

ISRAEL SAYS HE WAS RESPONSIBLE FOR THIS ROCKET ATTACK ON A FOOTBALL PITCH IN ISRAELI- OCCUPIED GOLAN HEIGHTS THAT KILLED 12 YOUNG PEOPLE.

THE KILLINGS RAISING FEARS OF A CONFLICT IN GAZA COULD BECOME A WIDER WAR.

>> THIS IS REALLY DANGEROUS, THAT A WAVE OF WAR IS COMING RATHER THAN PEACE.

>> Reporter: IN WASHINGTON, BRIAN ABEL, KPBS NEWS.

>>> SAN DIEGO CITY COUNCIL HAS APPOINTED THREE NEW MEMBERS TO THE PRIVACY ADVISORY BOARD.

SCOTT ROHDE SAYS THE NEW MOVE WILL HELP RESTORE INDEPENDENT OVERSIGHT OF SURVEILLANCE TECHNOLOGY USED BY THE CITY.

>> Reporter: THE PRIVACY ADVISORY BOARD IS TASKED WITH REVIEWING EQUIPMENT USED BY POLICE AND OTHER CITY DEPARTMENTS.

BUT A RECENT KPBS INVESTIGATION FOUND THAT VACANCIES ON THE BOARD HAVE FORCED CANCELED MEETINGS IN RECENT MONTHS.

THE CIVIC ENGAGEMENT MANAGER AT ALLIANCE SAN DIEGO AND ONE OF THE NEW APPOINTEES TO THE ADVISORY BOARD.

>> TRANSPARENCY IS REALLY IMPORTANT.

EVERYBODY WANTS TO FEEL LIKE WE CAN TRUST LAW ENFORCEMENT AND THAT WE CAN BE PROTECTED.

>> WOMACK JUNIOR SAYS HE WANTS TO BE A VOICE FOR THE COMMUNITY ON THE BOARD.

>> WHEN IT COMES TO PRIVACY AND SURVEILLANCE, IT IS REALLY IMPORTANT TO HAVE BANKS THAT ARE NOT JUST THINKING WITH THE LAW ENFORCEMENT MIND BEHIND IT.

>> Reporter: THE MAYOR IS RESPONSIBLE FOR APPOINTING NEW MEMBERS BUT HE LEFT THE SEATS EMPTY.

SO THE CITY COUNCIL TOOK THE RARE MOVE OF STEPPING IN AND FILLING THEM.

A SPOKESPERSON FOR THE GLORIA PREVIOUSLY TOLD KPBS THAT THE CRITERIA FOR BOARD MEMBERS MADE IT DIFFICULT TO FIND APPOINTEES.

SCOTT RODD, KPBS NEWS.

>>> HILLCREST IS NOW OFFICIALLY AN LGBTQ CULTURAL DISTRICT.

AFTER SAN DIEGO MAYOR TODD GLORIA FIND AN UPDATE TO THE HILLCREST COMMUNITY PLAN INTO LAW TODAY.

>> WERE DONE!

>> THE UPDATE WILL CREATE MORE PROTECTIONS FOR PEOPLE WHO LIVE IN THE AREA AND RULES FOR DEVELOPERS WHO BUILD THERE.

THE AMENDED PLAN ALSO CALLS FOR THE ADDITION OF MORE THAN 17,000 HOMES OVER THE NEXT 30 YEARS.

>> THIS NEW PLAN WILL ADD CAPACITY FOR OVER 17,000 NEW HOMES FOR SAN DIEGO AND RIGHT HERE IN THIS COMMUNITY.

I WANT YOU TO THINK OF HEALTHCARE PROFESSIONALS JUST DOWN THE STREET AT UC SAN DIEGO OR AT SCRIPPS MERCY HOSPITAL ACTUALLY BEING ABLE TO LIVE IN THE SAME NEIGHBORHOOD WHERE THEY WORK.

>> THE UPDATE ALSO ESTABLISHES HILLCREST AS AN ENTERTAINMENT DISTRICT WITH THE GOAL OF GIVING SMALL BUSINESSES IN THE AREA AND ECONOMIC BOOST.

>>> BALBOA PARK BUILDINGS NEED MILLIONS OF DOLLARS WORTH OF REPAIRS.

REPAIRS THE CITY SAYS IT CAN'T AFFORD.

KPBS REPORTED SAYS ADVOCATES ARE CALLING FOR THE CREATION OF AN OUTSIDE GROUP TO RAISE MONEY AND MANAGE PROJECTS.

>> Reporter: DANIELA MIRANDA AND HER FAMILY VISITED BALBOA PARK ON THE LAST DAY OF THEIR SAN DIEGO VACATION.

>> IS BEAUTIFUL, SO GORGEOUS.

I CAN'T TAKE ENOUGH PICTURES OF THE ARCHITECTURE AND THE SCENERY.

>> Reporter: CITY LEADERS AND ORGANIZATIONS AND OTHER PARK TENANTS WANT TO KEEP IT THAT WAY.

BUT THEY NEED FUNDING.

ADVOCATES SAY THE PARK NEEDS RESTROOM AND LIGHTING UPDATES, AND ROOF, ELECTRICAL AND PLUMBING REPAIRS.

ESPECIALLY AT THE MUSEUMS AND OTHER TOURIST ATTRACTIONS.

THEY SAY IT WILL COST ABOUT HALF A BILLION DOLLARS.

>> SOME OF THE NEEDS ARE BEYOND THE ABILITIES OF THE INSTITUTIONS THEMSELVES TO FUND RAISE FOR.

AND BEYOND THE CURRENT ABILITY OF THE CITY TO BE ABLE TO FINANCE.

GIVEN THE CITY'S CURRENT FINANCIAL CONDITION.

>> Reporter: THAT IS WHY A NEW RESPONSE-- REPORT SAYS THE PARK NEEDS ANOTHER GROUP TO HELP FUND RAISE.

>> GOVERNMENT HAS A CERTAIN AUDIENCE.

WELL, A NONPROFIT OR OTHER PRIVATE PARTNER THAT IS LEADING THE EFFORT WILL HAVE A DIFFERENT AUDIENCE.

AND CAN DO THINGS A LITTLE DIFFERENTLY THAN THE CITY.

SO WE THINK THE MORE THE MERRIER ON THIS, AS LONG AS IT IS WELL ORGANIZED.

THAT IS THE KEY.

>> Reporter: PARK STAKEHOLDERS ARE WORKING TOGETHER ON WHAT THAT SHOULD LOOK LIKE.

THEY HOPE TO HAVE SOMETHING TO IMPLEMENT BY THE END OF THE YEAR.

KPBS NEWS.

>>> DEMOCRATS ARE EQUALLY AWAITING TO SEE WHO VICE PRESIDENT KAMALA HARRIS PICS OF HER RUNNING MATE AS A FEW CONTENDERS APPEAR TO BE RISING TO THE FRONT OF THE PACK.

JULIA BENBROOK HAS THE LATEST ON THE SEARCH.

>> Reporter: JUST OVER A WEEK AGO, KAMALA HARRIS WAS PRESIDENT JOE BIDEN'S RUNNING MATE.

NOW, SHE IS AT THE TOP OF THE TICKET.

AND SEARCHING FOR HER OWN VP.

THE HARRIS TEAM IS WORKING AT A RAPID PACE TO RESEARCH AND TEST OUT THE TOP CANDIDATES.

>> BEING MENTIONED IS CERTAINLY AN HONOR.

MY JOB IS TO MAKE SURE, AND I TRUST THAT VICE PRESIDENT HARRIS JUDGMENT, SHE WILL MAKE THE BEST CHOICE.

BUT ONE WAY OR ANOTHER, SHE IS GOING TO WIN IN NOVEMBER.

>> Reporter: SEVERAL OF THOSE HAVE BEEN HITTING THE AIRWAVES AND CHAMPAGNE TRAIL-- CAMPAIGN TRAIL.

>> SHE IS READY TO NOT JUST BE THE STANDARD OF OUR PARTY BUT TO BE THE 47th PRESIDENT OF THE UNITED STATES.

>> Reporter: AND TAKING ON FORMER PRESIDENT DONALD TRUMP.

>> HE CALLED HER A BUM.

IF YOU WANT TO SEE A BUM, HE OUGHT TO LOOK IN THE MIRROR.

>> I REALLY WORRY ABOUT THEIR RIGHTS IF DONALD TRUMP IS ELECTED AGAIN AND JD VANCE IS THE VICE PRESIDENT.

>> Reporter: THE TOP CONTENDERS INCLUDE ARIZONA SENATOR MARK KELLY, PENNSYLVANIA GOVERNOR JOSH SHAPIRO, AND MINNESOTA GOVERNOR TIM WALZ.

TRANSPORTATION SECRETARY PETE BUTTIGIEG AND ANDY BESHEAR ARE ALSO STILL IN CONVERSATION.

THERE WILL BE A DECISION SOON, A SOURCE FAMILIAR WITH THE PLANNING SAYS THAT HARRIS AND HER RUNNING MATE WILL TRAVEL TO A SERIES OF BATTLEGROUND STATES NEXT WEEK.

REPORTING IN WASHINGTON, JULIA BENBROOK.

>>> TONIGHT ON THE NEWS HOUR, THE ASSASSINATION OF A TOP HAMAS LEADER FURTHER BROYLES THE MIDDLE EAST.

THAT IS LATER ON KPBS.

>>> OVERNIGHT GAVIN NEWSOM IS CALLING ON CALIFORNIA CITY'S TO BAN HOMELESS ENCAMPMENTS IN PUBLIC SPACES.

SEVERAL CITIES IN SAN DIEGO COUNTY ALREADY HAVE BANS IN PLACE, INCLUDING ESCONDIDO AND SAN MARCOS.

BUT TONYA THORNE SAYS SOME FEEL THE MOVE IS BEING MADE TOO SOON.

>> Reporter: BLANK BLANKETS, BACKPACKS AND SLEEPING BAGS SPILL OUT OF A SHOPPING CART.

SHE HAS BEEN HOMELESS IN ESCONDIDO FOR SIX YEARS.

NEXT TO HER IS HER SON JACOB HE IS AUTISTIC AND DOESN'T SAY MUCH.

>> I MEAN, IT'S EVEN MORE OF A STRUGGLE.

BEING OUT HERE, MY SON, MY MOM, JUST TRYING TO KEEP TOGETHER AS A UNIT.

BUT IT GETS DIFFICULT.

>> Reporter: SHE SAYS CAMPING IN PLAIN SIGHT IS FOR THEIR SAFETY.

ATTACKS AND THEFT HAVE TO MORE- - HAPPEN MORE TO PEOPLE WHO ARE HIDDEN.

BUT SHE FEARS THAT SAFETY IS FADING.

>> THAT'S THE THING, THE COPS TELL YOU YOU HAVE TO MOVE.

THEY TELL EVERYBODY TO MOVE.

AND EVERYBODY ENDS UP GOING OUT TO THE JUNGLE.

I'M NOT GOING OUT TO THE JUNGLE.

BECAUSE THINGS HAPPEN OUT THERE.

AND I CAN'T, YOU KNOW I'M A THEY PUSH YOU FURTHER AND FURTHER AWAY FROM WHERE YOU CAN GET RESOURCES.

>> Reporter: HER MOM HAS DEMENTIA AND IS IN A NURSING HOME.

HER SON COULD GET SHELTER IN A GROUP HOME BUT DOESN'T WANT TO BE WITHOUT HER MOM.

HIS MOM.

>> HE DOESN'T WANT TO BE SINGLED OUT IN A GROUP HOME.

IS THAT REALLY HOW YOU HANDLE SOMETHING?

I MEAN, YOU BREAK UP THE FAMILY LIKE THAT.

I MEAN, IT DOESN'T SEEM RIGHT.

>> Reporter: SHE DOESN'T WANT TO GO TO A SHELTER BECAUSE SHE'D HAVE TO GIVE UP HER CATS.

THE SUPREME COURT RULING ALLOWS CITIES TO BAN HOMELESS ENCAMPMENTS IN PUBLIC AREAS.

EVEN IF THE CITIES DON'T HAVE ENOUGH SHELTER BEDS.

NOW, GOVERNOR GAVIN NEWSOM IS PRESSURING CALIFORNIA CITY'S TO TAKE ACTION ON DISMANTLING THE CAMPS.

OR LOSE OUT ON FUNDING.

ULTIMATELY, IT MAKES PEOPLE LESS TRUSTWORTHY.

SO, YOU HEAR A LOT PEOPLE SAY THEY DON'T WANT HELP.

AND YOU HAVE TO REALIZE THERE IS SOMETHING YOU NEED TO ADD TO THAT.

>> Reporter: A HOMELESS ADVOCATE IN NORTH COUNTY.

SHE USED TO BE HOMELESS AND UNDERSTANDS WHAT PEOPLE WANT AND DON'T WANT.

>> THEY DON'T WANT TO HELP YOU ARE OFFERING, THE HELP FROM YOU.

AND THERE CAN BE A POINT IN TIME AFTER A NUMBER OF ENGAGEMENTS WHERE SOMEBODY CAN TRUST THAT YOU HAVE A SOLUTION FOR THEM.

THAT THEY WILL SAY OKAY, I AM INTERESTED IN THAT SOLUTION.

>> Reporter: SHE THINKS ENFORCEMENT WILL BURN ANY TRUST OR RELATIONSHIP BUILT WITH OUTREACH WORKERS.

>> THEY WILL BE MORE GUARDED ABOUT WHAT THEY SAY WHERE DO THEY SLEEP AT NIGHT?

WHAT KIND OF ENVIRONMENT?

THEIR INTERACTIONS WITH LAW ENFORCEMENT WILL MAKE IT MORE DIFFICULT WHEN THEY DO COME TO THE SOLUTION TO ACTUALLY HELP HOUSE PEOPLE.

>> Reporter: THE CITIES OF ESCONDIDO AND SAN MARCOS RECENTLY ENFORCED BANDS.

THEY BOTH REFERENCE PUBLIC SAFETY IN THEIR DECISIONS.

THERE WAS NO HOMELESS SHELTER IN SAN MARCOS.

INSTEAD, THE CITY PAYS OVER $100,000 FOR REGIONAL SUPPORT EVERY YEAR.

>> I AM AWARE OF THESE RESOURCES.

I AM AWARE OF THESE ORGANIZATIONS THAT ARE HELPING IN THE COMMUNITY.

WHAT I CONTINUE TO ENCOUNTER IS THE FACT THAT WE ARE TOLD THAT EITHER THERE IS NO CAPACITY, OR THAT A FAMILY DOESN'T NEED THE PARTICULAR ALTERCATIONS.

>> Reporter: MARIA NUNEZ WITH THE LOAN VOTE AGAINST THE ORDINANCE.

SHE THINKS IT LEAVES HOMELESS PEOPLE WITH LITTLE TO NO OPTIONS.

>> WHAT HAPPENS TO THAT FAMILY, TO THOSE INDIVIDUALS?

AND NOW THAT WE ARE GOING TO BE ENFORCING AND POTENTIALLY SITING INDIVIDUALS, POTENTIALLY ENDING UP WITH MISDEMEANOR CITATIONS, THEN I CAN'T HELP TO WONDER, WHAT ARE WE GOING TO DO WITH THESE INDIVIDUALS?

ARE THEY GOING TO BE DETAINED?

ARE THEY GOING TO BE INCARCERATED?

WHERE DO THEY GO?

>> INTERFAITH COMMUNITY SERVICES IS THE LARGEST HOMELESS SERVICE PROVIDER IN ESCONDIDO.

THE CEO SAYS THE RECENT ORDERS MEAN PEOPLE NEED PLACES TO GO EVEN MORE.

>> SHORT-TERM HOUSING OPTIONS, BUT ULTIMATELY WHAT PEOPLE NEED IS PERMANENT HOME.

SO IT REALLY CALLS FOR THE NEED FOR RENTAL ASSISTANCE TO HELP YOU OVERCOME THE HIGH COST OF GETTING INTO A NEW HOME.

>> Reporter: NEXT TO HER OVERFLOWING SHOPPING CART, SHE HAS ONE MESSAGE.

>> IF YOU REALLY WANT TO HELP, COME OUT AND MEET THE PEOPLE.

GET OUT WHAT CAN BE DONE.

INSTEAD OF ENFORCING THESE LAWS.

THAT JUST PUSH EVERYBODY AWAY.

AND OUT.

SO WE ARE HIDDEN IN THE SHADOWS.

BECAUSE WE ARE NEVER GOING TO BE HIDDEN IN THE SHADOWS.

ALL WE WANT TO BE IS HOUSED.

YOU KNOW?

>> Reporter: TONYA THORNE, KPBS NEWS.

>>> WITH NEW HOUSING DEVELOPMENTS HAPPENING ACROSS THE COUNTY, IT CAN BE CONFUSING TO UNDERSTAND WHAT AFFORDABLE HOUSING IS AND WHO QUALIFIES.

HERE IS A BREAKDOWN.

AND $84,000 SALARY IS CONSIDERED LOW INCOME IN SAN DIEGO.

OPENING THE WAY FOR MANY TO QUALIFY FOR AFFORDABLE HOUSING.

STEPHEN RUSSELL AT THE SAN DIEGO HOUSING FEDERATION SAYS QUALIFICATIONS AND BENEFITS ALSO VARY DEPENDING ON FAMILY SIZE, APARTMENT MANAGEMENT AND DEMOGRAPHICS.

>> SOME MAY BE JUST FOR VETERANS, FOR FOLKS WHO ARE FORMALLY ADDICTED, FOR FAMILIES, NOT JUST BY INCOME BUT POSSIBLY BY THE CATEGORY OF WHO THEY ARE IN THIS WORLD.

WHAT IS SHOCKING TO ME IS HOW MANY PEOPLE IN THE COMMUNITY DON'T REALIZE THEY WOULD BE CLASSIFIED AS LOW INCOME.

>> RIGHT NOW, THE AVERAGE MONTHLY RENT FOR ONE BEDROOM IN SAN DIEGO COUNTY IS MORE THAN $2000.

RUSSELL SAYS THERE ARE WAIT LISTS FOR SUCH RENTALS, WHICH COULD LEAD TO A WAITING AROUND THREE YEARS TO MOVE INTO AN APARTMENT.

>>> THE FEDERAL RESERVE WRAPPED UP A MEETING TODAY DURING WHICH IT SIGNALED INTEREST RATE CUTS ARE ON THE HORIZON.

HOW CAN HOUSEHOLDS PREPARE THEIR FINANCES FOR WHAT IS NEXT?

IN WASHINGTON WITH MORE.

>> Reporter: WITH PROGRESS ON INFLATION, THE FEDERAL RESERVE INCHING CLOSER TO BRINGING ITS BENCHMARK INTEREST RATE DOWN FROM THE 23 YEAR PEAK.

BUT HOUSEHOLDS SHOULD KNOW THAT THOSE RATE CUTS WILL COME SLOWLY, JUST ONE OR TWO WILL NOT DRAMATICALLY REDUCE INTEREST PAYMENTS.

>> WE HAVE HIGH COST CREDIT CARD DEBT OR EVEN A HOME-EQUITY LINE OF CREDIT, MANY OF WHICH HAVE RATES IN THE DOUBLE DIGITS, YOU NEED TO CONTINUE TO PRIORITIZE PAYING DOWN THAT DEBT AGGRESSIVELY.

>> Reporter: HOUSEHOLDS CAN USE THIS TIME TO MAKE SURE THEIR CREDIT IS IN PRIME SHAPE.

>> MAKE SURE YOUR CREDIT RATING IS IN THE BEST POSSIBLE POSITION SO YOU QUALIFY FOR THE MOST COMPETITIVE RATES.

COMPARISON SHOP.

AND NOT ONLY FOR FINANCING BUT FOR THE VEHICLE, THE HOME, MAKE SURE YOU ARE NOT OVERPAID.

>>> IT'S A GOOD TIME FOR POTENTIAL HOMEBUYERS TO DO THEIR RESEARCH.

>> MORTGAGE RATES WILL PROBABLY COME DOWN TO.

AND REAL ESTATE IS LOCAL, SO LOOK AT WHAT IS GOING ON.

>> Reporter: WHATEVER THE BORROWING LANDSCAPE, IT IS IMPORTANT FOR CONSUMERS TO SET THEIR OWN COMFORT ZONE.

>> WHAT MATTERS MOST IS WHAT YOUR PERSONAL FINANCES LOOK LIKE, WHAT YOU CAN TRULY AFFORD.

WHAT YOU WOULD BE COMFORTABLE BORROWING.

>>> WE WILL START YOU OFF WITH YOUR WEATHER HEADLINES.

WHAT YOU NEED TO KNOW AS WE HAD OVER THE NEXT FEW DAYS INTO THE WEEKEND.

WE ARE TRACKING A LITTLE BIT OF MOISTURE AND WITH THAT UPTICK IN MOISTURE ACROSS SOCAL, WE COULD SEE SOME THUNDERSTORMS.

ESPECIALLY ACROSS MORE MOUNTAINOUS TERRAIN INTO THE DESERTS.

WE ARE TRACKING A SLIGHT WARMING TREND INTO THE WEEKEND ACROSS A LOT OF THE AREA.

ESPECIALLY CLOSER TO THE COAST AND WESTERN VALLEY.

BUT WE ARE STILL HANGING ONTO THOSE COASTAL CLOUDS OVER THE NEXT FEW DAYS.

AGAIN, ESPECIALLY EARLY IN THE DAY AND LATE IN THE DAY.

TONIGHT, A LOW OF 63 IN OCEANSIDE.

SAN DIEGO AT 66.

A LITTLE BIT FURTHER EAST, RAMONA IS COOLER HERE.

MOUNT LAGUNA 64.

HERE ON THURSDAY, IT IS STILL RATHER COMFORTABLE ALONG THE COAST.

BUT ANGER A LITTLE HOTTER AS YOU HEAD A LITTLE BIT FURTHER INLAND.

ACROSS THE AREA, HIGHS STAYING RELATIVELY STEADY AND COMFORTABLE ALONG THE COAST.

77 IN OCEANSIDE, 76 IN SAN DIEGO, 94 RAMONA AND BORREGO SPRINGS IN THE LOW 100S.

LAGUNA HITTING A HIGH OF 73.

WE ARE TRACKING AN INCREASE IN MOISTURE ACROSS THE AREA AS WE HEAD INTO THURSDAY AFTERNOON.

SOME OF THOSE COULD PRODUCE SOME LIGHTNING, EVEN RUMBLES OF THUNDER.

WE ARE TRACKING POTENTIALLY SOME GUSTY THUNDERSTORMS AS WE HEAD OVER THE NEXT FEW DAYS.

STILL A LITTLE WET AS WE HEAD INTO FRIDAY MORNING, BUT AGAIN, NOT GOING TO RULE OUT SOME THUNDERSTORM ACTIVITY ACROSS SOCAL.

ESPECIALLY TOWARD THE MORE MOUNTAINOUS TERRAIN AND DESERTS.

FIVE DAY OUTLOOK ALONG THE COAST, TEMPERATURES ARE GOING TO RISE HERE AS WE HEAD INTO FRIDAY, SATURDAY AND SUNDAY STAYING IN THE UPPER 70s, LOW 80s.

LOW CLOUDS, BUT BRIGHTER SKIES BY THE AFTERNOON.

FURTHER INLAND, WE ARE BACK INTO THE 90s AND STAYING THERE THROUGHOUT THE WEEKEND.

FOR OUR MOUNTAIN AREAS, THE HIGHS REMAINING IN THE MID-70s, EVEN INTO THE WEEKEND.

OVERALL PRETTY PLEASANT.

BUT AGAIN, CANNOT RULE OUT A THUNDERSTORM THAT COULD PRODUCE EVEN SOME HEAVIER RAIN.

HIGHS RISING SLIGHTLY AS WE GOING TO THE WEEKEND, PAST THE TRIPLE DIGITS OR AT LEAST THAT ONE 10 DEGREE MARK.

IT WILL BE A LITTLE STEAMY FOR THE WEEKEND ACROSS THE DESERTS.

FOR KPBS NEWS, I'M METEOROLOGIST BREE GUY.

>>> YOU CAN FIND AN EQUALLY DAZZLING DISPLAY OF FANDOM AT TIKI OASIS.

OUR ARTS REPORTER PREVIOUS THE EVENT, WHICH RUNS TONIGHT THROUGH SUNDAY AT THE TOWN AND COUNTRY RESORT.

>> Reporter: TIKI OASIS IS ABOUT ESCAPE.

YOU CAN ACCUSE IT OF CHILD CULTURAL-- CULTURAL APPROPRIATION BUT UNDERSTANDING THAT TIKI CULTURE BEGAN WHEN SERVICEMEN DEPLOYED TO TROPICAL MILITARY BASES DURING WORLD WAR II AND FELL IN LOVE WITH ISLAND LIFE.

IT GIVES IT A CONTEXT THAT REVEALS IT STARTED FROM APPRECIATION.

>> THE TIKI CULTURE CAME ABOUT AS A HOLLYWOOD VERSION, ROMANTICIZED VERSION OF THESE CULTURES.

I THINK THOSE WHO HAVE BEEN IN THIS WORLD, THIS TIKI APPRECIATION WORLD, TRULY A UNDERSTAND THE LINE BETWEEN CULTURAL MISAPPROPRIATION AND APPRECIATION.

>> Reporter: THE BIGGEST TIKI WEEKEND ON THE PLANET.

TIKI LINDY WITH TIKI ERA COCKTAILS.

>> WE SPECIFICALLY THINK BACK TO THE TWO PIONEERS IN THE TIKI BAR.

VIC BERGERON AND DON BEACH, WHO BACK IN THE 30s AND 40s WERE THE TWO MAIN GUYS TO BRING UP ALL THESE DISPARATE ISLAND CULTURES AND INGREDIENTS FROM THOSE AREAS TO MAKE CRAFT COCKTAILS.

>> Reporter: TIKI TIKI LINDY OFFERS TUTORIALS ON BRINGING SPICE AND ESCAPISM TO LIBATION.

>> YOU TEND TO SEE BEAUTIFUL EXOTIC GARNISHES, ORCHIDS, PINEAPPLE LEAVES, STRAWS, YOU WILL SEE A LOT OF FUN ESCAPISM JUST IN THE DRINK ITSELF.

AND THE MICROCOSM OF YOUR EXPERIENCE.

>> Reporter: YOU CAN FIND SEMINARS ON FEMINISM AND MIDCENTURY ARCHITECTURE.

AS WELL AS CONFESSIONS OF A FIRE EATING MERMAID.

PLUS, THERE IS DANCING, LIVE MUSIC AND ART SHOW.

AS THE NAME IMPLIES, TIKI OASIS PROVIDES REFUGE FOR RELIEF AND A PLEASANT CONTRAST FROM HARSH REALITIES.

PLAN AN ESCAPE WAY OUT WEST WHERE THE SUN HITS THE SEA.

>> THAT IS COOL.

ONE WAY TO KEEP TRACK OF WHAT IS HAPPENING IN SAN DIEGO IS TO SIGN UP FOR THE KPBS NEWSLETTERS.

HEADLINES, KPBS ARTS AND NORTH COUNTY FOCUS, WHICH WE LAUNCHED THIS YEAR.

GO TO THE KPBS NEWSLETTER AT KPBS.ORG TO SEE MORE.

>>> THANK YOU SO MUCH FOR JOINING US, I AM JOHN CARROLL.

HAVE A GREAT EVENING.

>> MAJOR FUNDING FOR KPBS EVENING EDITION HAS BEEN MADE POSSIBLE AND HARD-- IN PART BY BILL HOWE FAMILY COMPANIES.

FLOOD AND REMODELING SERVICES FOR OVER 40 YEARS.

CALL ONE 800 BILL HOWE .

AND BY THE CONRAD FOUNDATION.

AND BY THE FOLLOWING.

AND BY VIEWERS LIKE YOU.

THANK YOU.